Gujarat State Co-operative Bank MICR Codes in Bhavnagar, Gujarat

Gujarat State Co-operative Bank MICR Codes in Bhavnagar, Gujarat

Gujarat State Co-operative Bank has 75 branches in Bhavnagar, Gujarat, with 75 branches registered on the Reserve Bank of India's Cheque Truncation System (CTS) grid. Each branch has a unique 9-digit MICR code — the magnetic ink identifier printed at the bottom of every cheque issued by that branch. BankZop's Gujarat State Co-operative Bank Bhavnagar directory is sourced directly from official RBI CTS data, making it the most reliable reference for branch MICR codes in Bhavnagar.

Click any branch from the list above to view its complete details — MICR code, IFSC code, BSR code, address, and phone number — all on a single result page with one-click copy buttons.

How to Find Your Gujarat State Co-operative Bank MICR Code in Bhavnagar

You are one click away from the MICR code you need. Here is the process:

• Step 1 — Filter if needed: Type your branch name in the search box above if the list is long. The list filters instantly as you type.
• Step 2 — Click your branch: Click the branch where your Gujarat State Co-operative Bank account is held. Make sure it is the exact branch — not just any Gujarat State Co-operative Bank branch in Bhavnagar.
• Step 3 — Copy the MICR code: The result page shows the 9-digit MICR code with a large Copy button. It also shows the IFSC code, BSR code, full address, and phone number for the same branch.

If you are not sure which branch your account belongs to, check your Gujarat State Co-operative Bank passbook first page, internet banking account summary, or the cheque book issued by your branch. The MICR code on your cheque will match the one on BankZop for the same branch.

What is the MICR Code for Gujarat State Co-operative Bank in Bhavnagar?

Every Gujarat State Co-operative Bank branch in Bhavnagar has a 9-digit MICR code structured as follows:

• Digits 1–3 (City Code): All Gujarat State Co-operative Bank branches in Bhavnagar share the same first 3 digits — the CTS city code assigned by the RBI for the Bhavnagar clearing zone.
• Digits 4–6 (Bank Code): These 3 digits identify Gujarat State Co-operative Bank within the Bhavnagar clearing zone. All Gujarat State Co-operative Bank branches in Bhavnagar share this segment.
• Digits 7–9 (Branch Code): The final 3 digits are unique to each branch. This is what differentiates the 75 Gujarat State Co-operative Bank branches in Bhavnagar from each other.

This means that even if two Gujarat State Co-operative Bank branches are on the same street in Bhavnagar, they have different MICR codes. Always use the code for the specific branch where your account is held — not just any Gujarat State Co-operative Bank Bhavnagar branch.

When You Need the Gujarat State Co-operative Bank Bhavnagar MICR Code

SIP Registrations and Mutual Fund Mandates

When registering a Systematic Investment Plan (SIP), the NACH mandate form asks for your bank branch's MICR code. If your account is at a Gujarat State Co-operative Bank branch in Bhavnagar, find your branch's MICR code above and enter it on the mandate form. The NPCI's NACH platform uses this code to debit your account each month for the SIP instalment. Using an incorrect MICR code causes mandate rejection and delays your SIP setup.

ECS Mandates for Bills and Insurance

ECS (Electronic Clearing Service) auto-debits for electricity, broadband, gas, and insurance premiums require your Gujarat State Co-operative Bank branch MICR code in Bhavnagar. The ECS mandate form has a specific field for the 9-digit MICR code — not the IFSC. The clearing system uses this to identify your branch and process the recurring debit on the scheduled date.

Loan EMI Collection

Banks and NBFCs serving Bhavnagar collect loan EMIs via NACH mandates. When you take a home loan, personal loan, or vehicle loan, the lender asks for your bank account's MICR code to set up the monthly auto-debit. Enter the MICR code of your specific Gujarat State Co-operative Bank branch in Bhavnagar — found by clicking your branch in the list above.

About Gujarat State Co-operative Bank Branches in Bhavnagar, Gujarat

Gujarat State Co-operative Bank has been serving customers in Bhavnagar with a network of 75 branches offering full banking services — savings accounts, current accounts, loans, fixed deposits, and digital banking. All 75 MICR-enabled branches participate in the RBI's CTS cheque clearing system, ensuring cheques deposited anywhere in India are cleared within one business day.

To browse Gujarat State Co-operative Bank branches in other cities in Gujarat, visit the Gujarat State Co-operative Bank Gujarat directory. For all Gujarat State Co-operative Bank branches nationwide, see the Gujarat State Co-operative Bank MICR code directory. For electronic transfer codes, use the Gujarat State Co-operative Bank Bhavnagar IFSC directory. For loan EMI planning, use the free EMI Calculator.