How many Bank of India branches are in Madhya Pradesh?

Bank of India has 1,835 branches across 308 cities in Madhya Pradesh, all registered on the RBI's Cheque Truncation System (CTS) grid. Each branch has a unique 9-digit MICR code. Use the city list above to find your specific branch.

How do I find the MICR code for my Bank of India branch in Madhya Pradesh?

To find your Bank of India MICR code in Madhya Pradesh: (1) Select your city from the list above, (2) Click your branch name, (3) The 9-digit MICR code is displayed on the result page with a one-click Copy button. You can also check the bottom of any Bank of India cheque — the MICR code is the 9-digit number printed in magnetic ink between the cheque number and account number.

What is the MICR code used for at Bank of India branches in Madhya Pradesh?

The Bank of India MICR code in Madhya Pradesh is required for: SIP registrations — NACH mandate forms for mutual fund SIPsECS mandates — auto-debit for insurance, utilities, and billsLoan EMI auto-debit — NACH mandate for home, personal, and car loansCheque clearing — all Bank of India cheques in Madhya Pradesh are processed using MICR

Is the MICR code the same for all Bank of India branches in Madhya Pradesh?

No. Every Bank of India branch in Madhya Pradesh has a unique 9-digit MICR code. The first 3 digits identify the city clearing zone, the middle 3 identify the bank, and the last 3 identify the specific branch. Two branches in the same city share the first 6 digits but have different last 3 digits.

Why would a NACH or ECS mandate from a Bank of India Madhya Pradesh branch fail?

NACH and ECS mandates using a Bank of India Madhya Pradesh MICR code can fail for several reasons: (1) Incorrect MICR code — using a code from a different Bank of India branch or another bank entirely. (2) Account number mismatch — the account number on the mandate does not match the bank's records for that branch. (3) Mandate not yet activated — paper NACH mandates take 20–30 days to process; a debit attempted before activation will be rejected. (4) Insufficient balance on the scheduled debit date. (5) Account frozen, dormant, or closed. If rejected, the lender or fund house receives a return code and will contact you to resubmit with the correct MICR details.

How quickly do cheques from Bank of India Madhya Pradesh branches clear through CTS?

Cheques drawn on Bank of India branches in Madhya Pradesh clear in T+1 working days through the RBI's Cheque Truncation System (CTS). A cheque deposited on Monday is credited to the payee by Tuesday; one deposited Friday clears the following Monday. The CTS operates on scanned cheque images — no physical paper moves between banks after the initial deposit — which enables one-day clearing across all 308 cities where Bank of India operates in Madhya Pradesh. High-value cheques above ₹50,000 may occasionally take T+2 days.

Can I use any Bank of India Madhya Pradesh branch MICR code for my SIP?

No. You must use the MICR code of the specific Bank of India branch where your account is held — not just any branch in Madhya Pradesh. Using a different branch's MICR code on a NACH mandate will cause rejection. Navigate to your exact branch using the city list above.

How do I verify my Bank of India MICR code in Madhya Pradesh?

You can verify your Bank of India branch MICR code in Madhya Pradesh three ways: (1) Use BankZop — navigate State → City → Branch for the official RBI-sourced code. (2) Check the bottom of your Bank of India cheque leaf — the 9-digit magnetic ink number is your MICR code. (3) Log into Bank of India internet banking and check Account Details. Data on BankZop is sourced from RBI CTS records.

Bank of India MICR Code Madhya Pradesh — Branch Codes for ECS, NACH &

Bank of India MICR Codes in Madhya Pradesh — Complete City Directory

Bank of India operates 1,835 branches across 308 cities in Madhya Pradesh, all registered on the Reserve Bank of India's Cheque Truncation System (CTS) grid. Every branch has a unique 9-digit MICR code — a mandatory identifier for cheque clearing, ECS mandates, SIP registrations, and NACH auto-debits. BankZop's Bank of India Madhya Pradesh MICR directory is sourced directly from official RBI CTS data and updated regularly, making it the most reliable source for accurate branch MICR codes in Madhya Pradesh.

Whether you are setting up a mutual fund SIP, registering an ECS mandate for insurance, or submitting a NACH form for loan EMI collection, you need the exact MICR code of the Bank of India branch in Madhya Pradesh where your account is held. Use the city list above to navigate directly to your branch.

How to Find Your Bank of India MICR Code in Madhya Pradesh

Finding the right MICR code takes under 30 seconds on BankZop. Here is the exact process:

Step 1 — Select City: You are already on the Madhya Pradesh page. Choose your city from the list above. Type in the search box to filter instantly if the list is long.
Step 2 — Select Branch: The city page lists all Bank of India branches in that city. Click your specific branch — the one where your savings or current account is held.
Step 3 — Copy MICR Code: The branch result page shows the full 9-digit MICR code with a one-click Copy button. It also shows the IFSC code, BSR code, address, and phone number for the same branch.

If you already have your Bank of India cheque book, the MICR code is printed at the bottom of every cheque leaf in magnetic ink — the 9-digit number between the cheque serial number and your account number. You can verify it matches our database by searching BankZop for your branch.

Why Each Bank of India Branch in Madhya Pradesh Has a Different MICR Code

Every Bank of India branch in Madhya Pradesh has a unique 9-digit MICR code structured as follows:

Digits 1–3 (City Code): Identifies the CTS clearing zone within Madhya Pradesh. Each major city in Madhya Pradesh has a distinct 3-digit city code assigned by the RBI. All Bank of India branches in the same city share this prefix.
Digits 4–6 (Bank Code): Identifies Bank of India within that city's clearing zone. This is the same for all Bank of India branches in the same city.
Digits 7–9 (Branch Code): This is what makes each MICR code unique. The final 3 digits identify the specific Bank of India branch. No two branches in Madhya Pradesh share the same complete 9-digit code.

This hierarchical structure enables the RBI's CTS clearing system to automatically route any Bank of India cheque in Madhya Pradesh to the correct clearing house, bank, and branch — without any manual intervention.

When You Need the Bank of India Madhya Pradesh MICR Code

SIP and Mutual Fund Registrations

If you hold a Bank of India savings account in Madhya Pradesh and want to set up a Systematic Investment Plan (SIP), the NACH mandate form will ask for your branch's MICR code. This is how the fund house identifies your Bank of India Madhya Pradesh branch to debit your SIP amount each month through the NPCI's NACH platform. Entering the wrong MICR code will result in a rejected mandate and delayed SIP setup.

ECS Mandates for Utilities and Insurance

ECS (Electronic Clearing Service) auto-debits for electricity bills, broadband payments, gas connections, and insurance premium renewals all require your Bank of India branch MICR code in Madhya Pradesh. The ECS mandate form specifically asks for a 9-digit MICR code — not the IFSC code. The clearing system uses this to identify your branch and process the auto-debit on the due date.

Loan EMI Collection Mandates

Banks and NBFCs operating in Madhya Pradesh collect loan EMIs via NACH mandates. When you sign a NACH form for a home loan, personal loan, car loan, or two-wheeler loan, the lender's bank uses your Bank of India branch MICR code to set up the recurring debit. An incorrect MICR code causes the mandate to fail, resulting in a missed EMI and possible late payment penalties.

Post-Dated Cheques and Cheque Clearing

All cheques issued by Bank of India branches in Madhya Pradesh carry the branch's MICR code at the bottom. When these cheques are deposited by the payee, the CTS system in Madhya Pradesh reads the MICR code to route the clearing request electronically. The entire process — from deposit to settlement — happens within one business day, thanks to the MICR-based CTS infrastructure.

Cities in Madhya Pradesh with Bank of India Branches

Bank of India has a presence in 308 cities across Madhya Pradesh with MICR-enabled branches:

Agar Malwa 10 Agar Malwa Dist Shajapur 2 Agra Depalpur Distindore 1 Ahmedpur Dist Sehore 1 Ahmedpur Khaigaondist Khandwa 1 Alirajpur 15 Alirajpur Mp 1 Alot 1 Amla Town 2 Amona Dist Dewas 1 Amzera Dist Dhar 1 Anakwadi Dist Khargone 1 Anjad Dist Barwani 1 Anuppur 13 Anuppur Mp 1 Ashapur Dist Khandwa 1 Ashoknagar 18 Ashoknagar Mp 1 Ashta Dist Sehore 1 Ataheda 1 Atudkhas Dist Khandwa 1 Babai Distt Hoshangabad Mp 1 Badgonda Distindore 1 Badnawar Dist Dhar 1 Badwani 1 Bagdi Dist Dhar 1 Bagdona 1 Bagh Dist Dhar 1 Bagli Distt Dewas Mp 1 Bagod Dist Khargone 1 Bahadarpur Dist Burhanpur 1 Baijagwada Dist Dewas 1 Balaghat 26 Balaghat Mp 1 Balakwada Dist Khargone 1 Baledi Ujjain 1 Balsamud Dist Khargone 1 Balwada Dist Khargone 2 Bamnala Dist Khargone 1 Bangarda Dist Khargone 1 Bapcha Barode Dist Shajapur 1 Barda Dist Dhar 1 Bareli Distt Raisen Mp 1 Barnagar Dist Ujjain 1 Barode Malwa Distshajapur 1 Barud Dist Khandwa 1 Barud Tanda Distkhargone 1 Barwaha Dist Khargone 1 Barwani 26 Bediya Distt Khargone Mp 1 Berasia Mp 1 Berja Dist Gwalior 1 Berkhedi Dist Sagar 1 Betma Distindore 1 Betul 7 Betul Mp 4 Bhanpura 1 Bhat Pachlana Dist Ujjain 1 Bhikangaon Mp 1 Bhind 21 Bhojpuria Pachore Dist Rajgarh 1 Bhopal 52 Biaora Mp 1 Bina 1 Binaganj Dist Guna 1 Boda Dist Rajgarh 1 Borgaon Buzurg Dist Khandwa 1 Budni Mp 1 Burhanpur 19 Chanderi Distt Ashok Nagar Mp 1 Chhaigaon Makhan 1 Chhanera Dist Khandwa 1 Chhapiheda Dist Rajgarh 1 Chhatarpur 55 Chhatarpur Mp 1 Chhindwara 39 Chhipiya Dist Shajapur 1 Dabia Kheda Dist Burhanpur 1 Dabra 1 Dahi Dist Dhar 1 Daloda Dist Mandsaur 1 Damoh 30 Damua 1 Dapora Dist Burhanpur 1 Datia 13 Datia Mp 1 Datoda Dist Indore Mp 1 Dedtalai Dist Burhanpur 1 Depalpur 1 Devas Ujjain Zo 1 Dewas 48 Dhabla Hardu Dist Ujjain 1 Dhablikalan Distrajgarh 1 Dhamnod Dist Dhar 1 Dhangaon Dist Khandwa 1 Dhar 80 Dhargaon Dist Khargone 1 Dindori 12 Dodi Dist Sehore 1 Dodwa Distkhargone 1 Doiphodia Dist Burhanpur 1 East Nimar 4 Gadarwara 1 Ganera 1 Ganjbasoda 1 Garoth 1 Gautampura Dist Indore 1 Ghatabillod Distdhar 1 Ghatia Dist Ujjain 1 Ghodadongri 1 Gopalpur Dist Sehore 1 Gorakhpur 1 Guna 26 Gwalior 32 Harda 15 Harda Mp 7 Hatod Dist Indore 1 Hatpiplaya Dist Dewas 1 Hoshangabad 36 Ichhawar 1 Indore 76 Itarsi Mp 1 Jabalpur 32 Jamner Dist Shajapur 1 Jawar Dist Khandwa 1 Jetpur Kala Dist Rajgarh 1 Jhabua 27 Jharda Dist Ujjain 1 Jhonkar Dist Shajapur 1 Jobat 1 Kachri Dist Rajgarh 1 Kalapipal Dist Shajapur 1 Kalisindh Dist Shajapur 1 Kamlapurdistdewas 1 Kanad Dist Shajapur 1 Kannod Dist Dewas 1 Kanwan Dist Dhar 1 Karanwas 1 Karedi Dist Rajgarh 1 Kareli Mp 1 Karhi District Khargone 1 Karnawad Dist Dewas 1 Kataphod Dist Dewas 1 Katni 16 Kayatha Dist Ujjain 1 Kesur Dist Dhar 1 Khachraud 1 Khaknar Dist Burhanpur 1 Khandwa 34 Khar Kalan Dist Khandwa 1 Khargone 42 Khategaon 1 Kheda Khajuria Dist Ujjain 1 Khedi Dist Khandwa 1 Khetia Distt Barwani Mp 1 Khilchipur 1 Khujner Dist Rajgarh 1 Khurdamp 1 Khuri Tahsil Distrajgarh 1 Kolaras Distt Shivpuri Mp 1 Kotra Bhopal 1 Kshipra 1 Kukshi Dist Dhar 1 Kumaria Rao Dist Dewas 1 Kumbharaj Distguna 1 Kurawar Dist Rajgarh 1 Leema Chouhan Mp 1 Machalpur Dist Rajgarh 1 Maheshwarmp 1 Mahidpur 1 Mahidpur Roaddist Ujjain 1 Maihar 24 Maina Dist Sehore 1 Malanpur 1 Manawar Dist Dhar 1 Mandideep 1 Mandla 19 Mandla Madhya Pradesh 1 Mandleshwar 1 Mandsaur 24 Manpur Teh Mhow Mp 1 Mauganj 16 Mehatgaon Dist Barwani 1 Mhow 1 Moman Barodia Dist Shajapur 1 Morena 2 Morodhatmp 1 Moulana Dist Ujjain 1 Multai Mp 1 Multhan Dist Dhar 1 Mundi Dist Khandwa 1 Muraina 14 Nagda 1 Nagda Dhar 1 Nagziri Distkhargone 1 Nainavad Dist Ujjain 1 Nalkheda Dist Shajapur 1 Nandani Distshajapur 1 Narmadapuram 2 Narsimhapur 2 Narsinghgarh 1 Narsinghpur 22 Narsinghpur Mp 1 Narwarujjain 1 Nasrullaganjdistsehore 1 Nazirabad Distbhopal 1 Neemuch 20 Nemawar Dist Dewas 1 Nepanagar Dist Burhanpur 1 Nevri Dist Dewas 1 Nisarpur Dist Dhar 1 Niwari 15 Obedullaganj Distt Raisen Mp 1 Omkareshwarmp 1 Oon Dist Khargone 1 Ozar Dist Barwani 1 Pachama Dist Sehore 1 Padariya Dist Jabalpur 1 Palia Dist Indore 1 Panagar Dist Jabalpur 1 Panbihar Dist Ujjain 1 Pandhurna 1 Panigaon Dist Dewas 1 Panna 21 Panna Mp 1 Pansemal Distt Barwani Mp 1 Panth Piplai Dist Ujjain 1 Pati Nimar Dist Barwani 1 Petlawadmp 1 Phophnar Dist Burhanpur 1 Pipariya Mp 1 Piplia Dist Khargone 1 Pipliya Mandi Mp 1 Prithvipur 1 Punasa 1 Rahatgarh Dist Sagar 1 Raisen 37 Raisen Mp 1 Rajgarh 38 Rajgarh Dhar 1 Rajod 1 Rajpur Dist Barwani 1 Rao 1 Ratibad Distt Bhopal Mp 1 Ratlam 17 Rewa 50 Ringnod Distdhar 1 Rustampur Dist Khandwa 1 Sagar 47 Sagore Dist Dhar 1 Sailana Dist Ratlam 1 Sanawad 1 Sanwer Distt Indore Mp 1 Sarangpur Distrajgarh 1 Satna 49 Satrana 1 Sehore 35 Sendhwa 1 Seoni 28 Shahaganj Distsehore 1 Shahdol 19 Shahdol Mp 1 Shahpur 1 Shajapur 22 Shamgarh 1 Shampur Dist Sihore 1 Sheopur M P 1 Shivpuri 39 Shivpuri Mp 1 Shobhapur 1 Shujalpur 1 Shyopur 7 Sidhi 28 Simrol Dist Indore 1 Singaudi Dist Katni 1 Singhana Distt Dhar Mp 1 Singot Dist Khandwa 1 Singrauli 22 Sirali Mp 1 Sita Mau Mp 1 Sohagpur Mp 1 Sonda Dist Sehore 1 Sonkutch 1 Soyat Kalan Dist Shajapur 1 Sundarsi Dist Shajapur 1 Susner Distt Shajapur Mp 1 Suwasaramp 1 Talen Dist Rajgarh 1 Talwada Buzurg Dist Barwani 1 Tanodia Dist Shajapur 1 Tara Sewaniya 1 Tarana Dist Ujjain 1 Thikri Dist Barwani 1 Tikamgarh 37 Tikamgarh Mp 1 Tillor Dist Indore 1 Timarni Distt Harda Mp 1 Tonk Kalan Distdewas 1 Tukaithad Dist Burhanpur 1 Ujjain 60 Umaria 11 Umaria Mp 1 Unhel Dist Ujjain 1 Vidisha 21 Vijayganj Mandi Distdewas 1 West Nimar 2 Zirapur 1 Zirniya Dist Khargone 1

Branch counts reflect MICR-enabled branches on the RBI CTS grid as of Jun 2026. Data sourced from RBI CTS records.

To browse Bank of India branches in other states, visit the Bank of India MICR directory. For all bank MICR codes, use the MICR Code Lookup homepage. For loan planning, try the free EMI Calculator.

Bank of India MICR Codes in Madhya Pradesh — All Cities