IFSC Code for Birbhum District Central Cooperative Bank Ltd Head Office — West Bengal State Co-operative Bank

About IFSC Code WBSC0BIRB01 — Birbhum District Central Cooperative Bank Ltd Head Office, West Bengal State Co-operative Bank

IFSC code WBSC0BIRB01 is the official 11-character alphanumeric identifier assigned by the Reserve Bank of India to the Birbhum District Central Cooperative Bank Ltd Head Office branch of West Bengal State Co-operative Bank located in Birbhum, West Bengal. This code is used exclusively by India's electronic payment networks — NEFT, RTGS, IMPS, and UPI — to route digital fund transfers to the exact bank branch where the recipient's account is held. IFSC codes are not used for cheque clearing or paper-based instruments; those processes use the MICR code printed on cheque leaves. Without the correct IFSC code, no digital transfer to this branch can be processed.

How to Read IFSC Code WBSC0BIRB01

The 11-character code WBSC0BIRB01 is structured in three segments the RBI uses to route every NEFT and RTGS transfer: WBSC is the bank identifier — a four-letter code that identifies West Bengal State Co-operative Bank in the RBI's settlement network. 0 is the reserved zero at position 5 — always the digit 0 (never the letter O), mandated by the RBI for future use. BIRB01 is the branch identifier — six alphanumeric characters assigned exclusively to the Birbhum District Central Cooperative Bank Ltd Head Office branch. No other branch in India carries this exact combination, which is what allows NEFT and RTGS systems to credit funds to one specific branch out of more than 1.6 lakh branches nationwide.

NEFT, RTGS, IMPS, and UPI — When to Use IFSC WBSC0BIRB01

IFSC code WBSC0BIRB01 is required every time money moves digitally to or from the Birbhum District Central Cooperative Bank Ltd Head Office branch.

• NEFT — Any Amount, Half-Hourly Batches: Settles in half-hourly batches, available 24×7. The sender enters your account number + IFSC WBSC0BIRB01.
• RTGS — Minimum ₹2 Lakh, Real-Time Settlement: Funds arrive in real time. Operates 7:00 AM to 6:00 PM on RBI working days.
• IMPS — Instant Transfers, 24×7 Including Holidays: Settles within seconds. Up to ₹5 lakh per transaction using account number + IFSC.
• UPI Account Linking — One-Time Registration: The app validates IFSC WBSC0BIRB01 in the background during account setup.
• Net Banking Beneficiary Registration: Add using account number + IFSC WBSC0BIRB01. Allow 30 min–24 hour cooling period.

IFSC, MICR, and BSR Codes for Birbhum District Central Cooperative Bank Ltd Head Office, West Bengal State Co-operative Bank

The Birbhum District Central Cooperative Bank Ltd Head Office branch is assigned three distinct RBI codes — each used by a completely separate banking system. These codes cannot be interchanged.

• IFSC WBSC0BIRB01 — NEFT, RTGS, IMPS, and UPI account linking.
• MICR 700093026 — Cheque clearing, ECS, NACH, SIP mandates. View MICR code →

Step-by-Step: How IFSC WBSC0BIRB01 Routes a NEFT Transfer

1. Initiation: Sender enters account number and IFSC WBSC0BIRB01.
2. Validation: Sender's bank validates the IFSC against the RBI NEFT master list.
3. Bank routing: WBSC identifies West Bengal State Co-operative Bank as the receiving bank.
4. Branch routing: BIRB01 routes to Birbhum District Central Cooperative Bank Ltd Head Office specifically.
5. Settlement: At the next NEFT batch, RBI credits West Bengal State Co-operative Bank who credits the beneficiary account.

Common Mistakes to Avoid with IFSC WBSC0BIRB01

• Using MICR or BSR instead of IFSC — they serve completely different systems and will be rejected.
• Typing letter O instead of digit 0 at position 5 — will fail IFSC validation immediately.
• Using a deactivated IFSC after a bank merger — always verify before large RTGS transfers.
• Using the wrong branch IFSC — funds route to the branch identified, not any branch of the same bank.
• Not accounting for beneficiary cooling period — add beneficiaries at least one business day in advance.

Need this branch's MICR code? View MICR code for Birbhum District Central Cooperative Bank Ltd Head Office →

For TDS challan filing use the BSR Code Lookup. Plan loan repayments with our EMI Calculator.