Punjab & Sind Bank IFSC Codes in Kapurthala, Punjab

Punjab & Sind Bank IFSC Codes in Kapurthala, Punjab

Punjab & Sind Bank has 22 branches in Kapurthala, Punjab, with 22 branches registered on the Reserve Bank of India's NEFT and RTGS payment networks. Each branch has a unique 11-character IFSC code — the mandatory alphanumeric identifier required for all electronic fund transfers in India. BankZop's Punjab & Sind Bank Kapurthala directory is sourced directly from official RBI master data, making it the most reliable reference for branch IFSC codes in Kapurthala.

Click any branch from the list above to view its complete details — IFSC code, MICR code, BSR code, address, pincode, and phone number — all on a single result page with one-click copy buttons.

How to Find Your Punjab & Sind Bank IFSC Code in Kapurthala

You are one click away from the IFSC code you need. Here is the process:

• Step 1 — Filter if needed: Type your branch name in the search box above if the list is long. The list filters instantly as you type.
• Step 2 — Click your branch: Click the branch where your Punjab & Sind Bank account is held. Make sure it is the exact branch — not just any Punjab & Sind Bank branch in Kapurthala.
• Step 3 — Copy the IFSC code: The result page shows the 11-character IFSC code with a large Copy button, displayed in monospace font for easy reading. It also shows the MICR code, BSR code, full address, and phone number for the same branch.

If you are not sure which branch your account belongs to, check the first page of your Punjab & Sind Bank passbook, your internet banking account summary, or the account details section of your Punjab & Sind Bank mobile banking app. The IFSC code shown there will match the one on BankZop for the same branch.

What is the IFSC Code for Punjab & Sind Bank in Kapurthala?

Every Punjab & Sind Bank branch in Kapurthala has an 11-character IFSC code structured as follows:

• Characters 1–4 (Bank Code): All Punjab & Sind Bank branches — in Kapurthala and across India — share the same 4-letter bank code prefix assigned by the RBI. This uniquely identifies Punjab & Sind Bank within the entire NEFT/RTGS network.
• Character 5 (Reserved Zero): Always the digit 0, never the letter O. Reserved by the RBI for future use. All 22 Punjab & Sind Bank Kapurthala branches share this character.
• Characters 6–11 (Branch Code): These 6 alphanumeric characters are unique to each branch. This is what differentiates the 22 Punjab & Sind Bank branches in Kapurthala from each other. Even two branches on the same street will have different branch codes.

This means you can quickly validate any Punjab & Sind Bank IFSC code by checking that the first 4 characters match the bank's code and the 5th character is 0. If either check fails, the code is invalid.

When You Need the Punjab & Sind Bank Kapurthala IFSC Code

Sending NEFT or RTGS Transfers to Punjab & Sind Bank Accounts in Kapurthala

When someone needs to transfer money to your Punjab & Sind Bank account in Kapurthala via NEFT or RTGS, they need your account number and your branch's IFSC code. NEFT settles in half-hourly batches (available 24×7), while RTGS settles in real time for amounts above ₹2 lakh. Both are operated by the RBI and require the exact 11-character IFSC code of your specific Punjab & Sind Bank branch in Kapurthala. A single wrong character causes the transfer to fail.

IMPS Transfers to Kapurthala Branches

IMPS, operated by NPCI, enables instant 24×7 transfers to Punjab & Sind Bank accounts in Kapurthala — including weekends and public holidays. Transfers using IFSC + account number are the most common method for IMPS. The IFSC code of the receiving Punjab & Sind Bank branch in Kapurthala is required to route the payment correctly.

UPI Account Registration

When you add your Punjab & Sind Bank Kapurthala account to a UPI app — PhonePe, Google Pay, BHIM, Paytm — the app requires your IFSC code to validate and link your bank account. Once your account is linked, daily UPI transactions use your VPA and you don't need to re-enter the IFSC.

Net Banking Beneficiary Registration

Adding a Punjab & Sind Bank Kapurthala branch account as a beneficiary in any bank's net banking portal requires the account number and IFSC code of the specific branch. Most banks impose a 30-minute to 24-hour cooling period for new beneficiaries before allowing large transfers. Always verify the IFSC code on BankZop before registering a new beneficiary to avoid delays.

Punjab & Sind Bank IFSC vs MICR vs BSR in Kapurthala — Which Code to Use

About Punjab & Sind Bank Branches in Kapurthala, Punjab

Punjab & Sind Bank has been serving customers in Kapurthala with a network of 22 branches offering full banking services — savings accounts, current accounts, loans, fixed deposits, and digital banking. All 22 IFSC-enabled branches participate in the RBI's NEFT and RTGS settlement networks, ensuring electronic transfers to and from these branches are processed reliably and securely.

To browse Punjab & Sind Bank branches in other cities in Punjab, visit the Punjab & Sind Bank Punjab directory. For all Punjab & Sind Bank branches nationwide, see the Punjab & Sind Bank IFSC code directory. For cheque clearing and NACH codes, use the Punjab & Sind Bank Kapurthala MICR directory. For loan EMI planning, use the free EMI Calculator.