How many Punjab National Bank branches are in West Bengal?

Punjab National Bank has 1,377 branches across 213 cities in West Bengal, all registered on the RBI's NEFT/RTGS network. Each branch has a unique 11-character IFSC code required for all electronic fund transfers. Use the city list above to find your specific branch.

How do I find the IFSC code for my Punjab National Bank branch in West Bengal?

To find your Punjab National Bank IFSC code in West Bengal: (1) Select your city from the list above, (2) Click your branch name, (3) The 11-character IFSC code is displayed on the result page with a one-click Copy button. You can also check the first page of your Punjab National Bank passbook, the cheque leaf, or your net banking account details.

What is the IFSC code used for at Punjab National Bank branches in West Bengal?

The Punjab National Bank IFSC code in West Bengal is required for: NEFT transfers — National Electronic Funds Transfer (batch-based, any amount, 24×7)RTGS transfers — Real Time Gross Settlement (instant, above ₹2 lakh)IMPS transfers — Immediate Payment Service (24×7, instant, up to ₹5 lakh)UPI account linking — adding your Punjab National Bank account to UPI apps like PhonePe, GPay, BHIMBeneficiary registration — adding payees in net banking

Is the IFSC code the same for all Punjab National Bank branches in West Bengal?

No. Every Punjab National Bank branch in West Bengal has a unique 11-character IFSC code. The first 4 characters identify the bank, the 5th character is always 0 (reserved by RBI), and the last 6 characters identify the specific branch. Two branches of Punjab National Bank in West Bengal share the same 4-letter bank code but always have different branch codes.

What is the minimum amount for RTGS using a Punjab National Bank West Bengal IFSC code?

RTGS transfers to Punjab National Bank branches in West Bengal require a minimum of ₹2 lakh per transaction — there is no upper limit. RTGS settles in real time during RBI operating hours (7:00 AM to 6:00 PM on working days). For amounts below ₹2 lakh, use NEFT (half-hourly batches, available 24×7) or IMPS (instant 24×7, up to ₹5 lakh per transaction). All three transfer systems require the 11-character IFSC code of the specific Punjab National Bank branch in West Bengal where the recipient's account is held.

Do Punjab National Bank IFSC codes in West Bengal change after a bank merger?

Yes — bank mergers can deactivate existing IFSC codes. When the RBI merges two banks, branches of the absorbed bank receive new IFSC codes under the surviving bank's code prefix. Old codes are deactivated — sometimes immediately, sometimes on a scheduled future date. If Punjab National Bank has been involved in a merger, some West Bengal branches may have received new IFSC codes. BankZop publishes codes from RBI master records as of Jun 2026. Before initiating a large RTGS transfer to a Punjab National Bank account in West Bengal, verify the IFSC is still active on the RBI's official IFSC lookup.

Can I use any Punjab National Bank West Bengal branch IFSC code for NEFT?

No. For receiving NEFT or RTGS transfers, you must provide the IFSC code of the specific Punjab National Bank branch where your account is held — not any branch in West Bengal. The IFSC code routes the transfer to the exact branch and account. Using a different branch's IFSC code will cause the transfer to fail or be credited to the wrong account.

How do I verify my Punjab National Bank IFSC code in West Bengal?

You can verify your Punjab National Bank branch IFSC code in West Bengal three ways: (1) Use BankZop — navigate State → City → Branch for the official RBI-sourced IFSC code. (2) Check the first page of your Punjab National Bank passbook — IFSC code is printed alongside your account number. (3) Log into Punjab National Bank internet banking and navigate to Account Details. All data on BankZop is sourced from RBI NEFT/RTGS master records.

Punjab National Bank IFSC Code West Bengal — 1377 Branches Across 213

Punjab National Bank IFSC Codes in West Bengal — Complete City Directory

Punjab National Bank operates 1,377 branches across 213 cities in West Bengal, all registered on the Reserve Bank of India's NEFT and RTGS payment networks. Every branch has a unique 11-character IFSC code — the mandatory identifier for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. BankZop's Punjab National Bank West Bengal IFSC directory is sourced directly from official RBI master data and updated regularly, making it the most reliable source for accurate branch IFSC codes in West Bengal.

Whether you are sending money to a Punjab National Bank account in West Bengal via NEFT, registering a beneficiary in net banking, or linking your account to a UPI app, you need the exact IFSC code of the specific Punjab National Bank branch in West Bengal where the account is held. Use the city list above to navigate directly to your branch.

How to Find Your Punjab National Bank IFSC Code in West Bengal

Finding the correct IFSC code takes under 30 seconds on BankZop. Here is the exact process:

Step 1 — Select City: You are already on the West Bengal page. Choose your city from the list above. Use the search box to filter instantly if the city list is long.
Step 2 — Select Branch: The city page lists all Punjab National Bank branches in that city. Click your specific branch — the one where your savings or current account is held.
Step 3 — Copy IFSC Code: The branch result page shows the full 11-character IFSC code with a one-click Copy button. It also shows the MICR code, BSR code, address, pincode, and phone number for the same branch.

If you already have your Punjab National Bank passbook or cheque book, the IFSC code is printed on the first page of the passbook and on each cheque leaf. You can verify it matches our database using the BankZop lookup above.

Why Each Punjab National Bank Branch in West Bengal Has a Different IFSC Code

Every Punjab National Bank branch in West Bengal has a unique 11-character IFSC code structured as follows:

Characters 1–4 (Bank Code): Always the same for all Punjab National Bank branches everywhere in India. These four letters are the bank's unique RBI-assigned identifier. All Punjab National Bank branches — whether in West Bengal or any other state — share the same 4-letter bank code prefix.
Character 5 (Reserved Zero): Always the digit 0 — never the letter O. Reserved by the RBI for future use. Any IFSC code with a different character here is invalid.
Characters 6–11 (Branch Code): This is what makes each Punjab National Bank branch in West Bengal unique. The final 6 alphanumeric characters are the branch-specific identifier assigned by the bank. No two Punjab National Bank branches in West Bengal — or anywhere in India — share the same full 11-character IFSC code.

This structure means you can validate any IFSC code by checking the first 4 characters match the bank and the 5th character is always 0. If either condition fails, the code is invalid.

When You Need the Punjab National Bank West Bengal IFSC Code

NEFT and RTGS Transfers to Punjab National Bank Accounts in West Bengal

When someone wants to send money to your Punjab National Bank account in West Bengal via NEFT or RTGS, they need your account number and the IFSC code of your specific branch. NEFT (operated by the RBI) settles in half-hourly batches and works for any amount. RTGS settles in real time and requires a minimum of ₹2 lakh. Both require the exact IFSC code — a single wrong character causes the transfer to fail or be rejected.

IMPS Transfers

IMPS, operated by NPCI, enables instant 24×7 transfers including weekends and holidays. Transfers to Punjab National Bank accounts in West Bengal via IMPS require either the IFSC code + account number, or MMID + mobile number. The IFSC code route is the most common for transfers to known beneficiaries.

UPI Account Linking

When you add your Punjab National Bank West Bengal branch account to a UPI app — PhonePe, Google Pay, BHIM, Paytm, or any other — the app requires your IFSC code to validate and register your account on NPCI's UPI network. Once registered, day-to-day UPI payments use your VPA (Virtual Payment Address) and you don't need to re-enter the IFSC.

Beneficiary Registration in Net Banking

Before sending money to a Punjab National Bank account in West Bengal from another bank's net banking portal, you must add it as a beneficiary. The form requires the account holder's account number and the IFSC code of their specific Punjab National Bank branch in West Bengal. Always verify the IFSC on BankZop before registering a new beneficiary, especially for large or recurring transfers.

Punjab National Bank IFSC vs MICR in West Bengal — Which to Use

Both codes identify a Punjab National Bank branch in West Bengal but serve entirely different banking systems. Using the wrong code for the wrong purpose is one of the most common banking errors:

Purpose	Use IFSC	Use MICR
NEFT / RTGS transfer	✓ Yes	✗ No
IMPS / UPI account linking	✓ Yes	✗ No
SIP / NACH mandate	✗ No	✓ Yes
ECS / insurance auto-debit	✗ No	✓ Yes
Cheque clearing (CTS)	✗ No	✓ Yes (auto)

For Punjab National Bank MICR codes across West Bengal, visit the Punjab National Bank MICR directory for West Bengal. For TDS challan codes, find the BSR code using the BSR Code Lookup.

Cities in West Bengal with Punjab National Bank IFSC Codes

Punjab National Bank has a presence in 213 cities across West Bengal with IFSC-enabled branches on the RBI's NEFT/RTGS network:

Branch counts reflect IFSC-enabled branches on the RBI NEFT/RTGS network as of Jun 2026. Data sourced from RBI official records.

To browse Punjab National Bank branches in other states, visit the Punjab National Bank IFSC directory. For all bank IFSC codes, use the IFSC Code Lookup homepage. For loan planning, try the free EMI Calculator.

Punjab National Bank IFSC Codes in West Bengal — All Cities