Punjab National Bank IFSC Codes in Uttar Pradesh — All Cities

Q: How many Punjab National Bank branches are in Uttar Pradesh?

Punjab National Bank has 2,052 branches across 694 cities in Uttar Pradesh, all registered on the RBI's NEFT/RTGS network. Each branch has a unique 11-character IFSC code required for all electronic fund transfers. Use the city list above to find your specific branch.

Q: How do I find the IFSC code for my Punjab National Bank branch in Uttar Pradesh?

To find your Punjab National Bank IFSC code in Uttar Pradesh: (1) Select your city from the list above, (2) Click your branch name, (3) The 11-character IFSC code is displayed on the result page with a one-click Copy button. You can also check the first page of your Punjab National Bank passbook, the cheque leaf, or your net banking account details.

Q: What is the IFSC code used for at Punjab National Bank branches in Uttar Pradesh?

The Punjab National Bank IFSC code in Uttar Pradesh is required for: NEFT transfers — National Electronic Funds Transfer (batch-based, any amount, 24×7)RTGS transfers — Real Time Gross Settlement (instant, above ₹2 lakh)IMPS transfers — Immediate Payment Service (24×7, instant, up to ₹5 lakh)UPI account linking — adding your Punjab National Bank account to UPI apps like PhonePe, GPay, BHIMBeneficiary registration — adding payees in net banking

Q: Is the IFSC code the same for all Punjab National Bank branches in Uttar Pradesh?

No. Every Punjab National Bank branch in Uttar Pradesh has a unique 11-character IFSC code. The first 4 characters identify the bank, the 5th character is always 0 (reserved by RBI), and the last 6 characters identify the specific branch. Two branches of Punjab National Bank in Uttar Pradesh share the same 4-letter bank code but always have different branch codes.

Q: What is the minimum amount for RTGS using a Punjab National Bank Uttar Pradesh IFSC code?

RTGS transfers to Punjab National Bank branches in Uttar Pradesh require a minimum of ₹2 lakh per transaction — there is no upper limit. RTGS settles in real time during RBI operating hours (7:00 AM to 6:00 PM on working days). For amounts below ₹2 lakh, use NEFT (half-hourly batches, available 24×7) or IMPS (instant 24×7, up to ₹5 lakh per transaction). All three transfer systems require the 11-character IFSC code of the specific Punjab National Bank branch in Uttar Pradesh where the recipient's account is held.

Q: Do Punjab National Bank IFSC codes in Uttar Pradesh change after a bank merger?

Yes — bank mergers can deactivate existing IFSC codes. When the RBI merges two banks, branches of the absorbed bank receive new IFSC codes under the surviving bank's code prefix. Old codes are deactivated — sometimes immediately, sometimes on a scheduled future date. If Punjab National Bank has been involved in a merger, some Uttar Pradesh branches may have received new IFSC codes. BankZop publishes codes from RBI master records as of Jun 2026. Before initiating a large RTGS transfer to a Punjab National Bank account in Uttar Pradesh, verify the IFSC is still active on the RBI's official IFSC lookup.

Q: Can I use any Punjab National Bank Uttar Pradesh branch IFSC code for NEFT?

No. For receiving NEFT or RTGS transfers, you must provide the IFSC code of the specific Punjab National Bank branch where your account is held — not any branch in Uttar Pradesh. The IFSC code routes the transfer to the exact branch and account. Using a different branch's IFSC code will cause the transfer to fail or be credited to the wrong account.

Q: How do I verify my Punjab National Bank IFSC code in Uttar Pradesh?

You can verify your Punjab National Bank branch IFSC code in Uttar Pradesh three ways: (1) Use BankZop — navigate State → City → Branch for the official RBI-sourced IFSC code. (2) Check the first page of your Punjab National Bank passbook — IFSC code is printed alongside your account number. (3) Log into Punjab National Bank internet banking and navigate to Account Details. All data on BankZop is sourced from RBI NEFT/RTGS master records.

Punjab National Bank has 2,052 branches across 694 cities in Uttar Pradesh. Select your city to find the 11-character IFSC code for your branch — needed for NEFT, RTGS, IMPS, and UPI fund transfers.

Updated Jun 2026 Punjab National Bank Uttar Pradesh Live Data

2,052 Branches in Uttar Pradesh

694 Cities Covered

100% IFSC Coverage

RBI Verified Data

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Punjab National Bank

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Punjab National Bank IFSC Codes in Uttar Pradesh — Complete City Directory

Punjab National Bank operates 2,052 branches across 694 cities in Uttar Pradesh, all registered on the Reserve Bank of India's NEFT and RTGS payment networks. Every branch has a unique 11-character IFSC code — the mandatory identifier for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. BankZop's Punjab National Bank Uttar Pradesh IFSC directory is sourced directly from official RBI master data and updated regularly, making it the most reliable source for accurate branch IFSC codes in Uttar Pradesh.

Whether you are sending money to a Punjab National Bank account in Uttar Pradesh via NEFT, registering a beneficiary in net banking, or linking your account to a UPI app, you need the exact IFSC code of the specific Punjab National Bank branch in Uttar Pradesh where the account is held. Use the city list above to navigate directly to your branch.

How to Find Your Punjab National Bank IFSC Code in Uttar Pradesh

Finding the correct IFSC code takes under 30 seconds on BankZop. Here is the exact process:

Step 1 — Select City: You are already on the Uttar Pradesh page. Choose your city from the list above. Use the search box to filter instantly if the city list is long.
Step 2 — Select Branch: The city page lists all Punjab National Bank branches in that city. Click your specific branch — the one where your savings or current account is held.
Step 3 — Copy IFSC Code: The branch result page shows the full 11-character IFSC code with a one-click Copy button. It also shows the MICR code, BSR code, address, pincode, and phone number for the same branch.

If you already have your Punjab National Bank passbook or cheque book, the IFSC code is printed on the first page of the passbook and on each cheque leaf. You can verify it matches our database using the BankZop lookup above.

Why Each Punjab National Bank Branch in Uttar Pradesh Has a Different IFSC Code

Every Punjab National Bank branch in Uttar Pradesh has a unique 11-character IFSC code structured as follows:

Characters 1–4 (Bank Code): Always the same for all Punjab National Bank branches everywhere in India. These four letters are the bank's unique RBI-assigned identifier. All Punjab National Bank branches — whether in Uttar Pradesh or any other state — share the same 4-letter bank code prefix.
Character 5 (Reserved Zero): Always the digit 0 — never the letter O. Reserved by the RBI for future use. Any IFSC code with a different character here is invalid.
Characters 6–11 (Branch Code): This is what makes each Punjab National Bank branch in Uttar Pradesh unique. The final 6 alphanumeric characters are the branch-specific identifier assigned by the bank. No two Punjab National Bank branches in Uttar Pradesh — or anywhere in India — share the same full 11-character IFSC code.

This structure means you can validate any IFSC code by checking the first 4 characters match the bank and the 5th character is always 0. If either condition fails, the code is invalid.

When You Need the Punjab National Bank Uttar Pradesh IFSC Code

NEFT and RTGS Transfers to Punjab National Bank Accounts in Uttar Pradesh

When someone wants to send money to your Punjab National Bank account in Uttar Pradesh via NEFT or RTGS, they need your account number and the IFSC code of your specific branch. NEFT (operated by the RBI) settles in half-hourly batches and works for any amount. RTGS settles in real time and requires a minimum of ₹2 lakh. Both require the exact IFSC code — a single wrong character causes the transfer to fail or be rejected.

IMPS Transfers

IMPS, operated by NPCI, enables instant 24×7 transfers including weekends and holidays. Transfers to Punjab National Bank accounts in Uttar Pradesh via IMPS require either the IFSC code + account number, or MMID + mobile number. The IFSC code route is the most common for transfers to known beneficiaries.

UPI Account Linking

When you add your Punjab National Bank Uttar Pradesh branch account to a UPI app — PhonePe, Google Pay, BHIM, Paytm, or any other — the app requires your IFSC code to validate and register your account on NPCI's UPI network. Once registered, day-to-day UPI payments use your VPA (Virtual Payment Address) and you don't need to re-enter the IFSC.

Beneficiary Registration in Net Banking

Before sending money to a Punjab National Bank account in Uttar Pradesh from another bank's net banking portal, you must add it as a beneficiary. The form requires the account holder's account number and the IFSC code of their specific Punjab National Bank branch in Uttar Pradesh. Always verify the IFSC on BankZop before registering a new beneficiary, especially for large or recurring transfers.

Punjab National Bank IFSC vs MICR in Uttar Pradesh — Which to Use

Both codes identify a Punjab National Bank branch in Uttar Pradesh but serve entirely different banking systems. Using the wrong code for the wrong purpose is one of the most common banking errors:

Purpose	Use IFSC	Use MICR
NEFT / RTGS transfer	✓ Yes	✗ No
IMPS / UPI account linking	✓ Yes	✗ No
SIP / NACH mandate	✗ No	✓ Yes
ECS / insurance auto-debit	✗ No	✓ Yes
Cheque clearing (CTS)	✗ No	✓ Yes (auto)

For Punjab National Bank MICR codes across Uttar Pradesh, visit the Punjab National Bank MICR directory for Uttar Pradesh. For TDS challan codes, find the BSR code using the BSR Code Lookup.

Cities in Uttar Pradesh with Punjab National Bank IFSC Codes

Punjab National Bank has a presence in 694 cities across Uttar Pradesh with IFSC-enabled branches on the RBI's NEFT/RTGS network:

Branch counts reflect IFSC-enabled branches on the RBI NEFT/RTGS network as of Jun 2026. Data sourced from RBI official records.

To browse Punjab National Bank branches in other states, visit the Punjab National Bank IFSC directory. For all bank IFSC codes, use the IFSC Code Lookup homepage. For loan planning, try the free EMI Calculator.

Data sourced from RBI NEFT/RTGS master records and NPCI. Last reviewed Jun 2026 by BankZop Editorial Team.

Frequently Asked Questions — Punjab National Bank IFSC Codes in Uttar Pradesh

How many Punjab National Bank branches are in Uttar Pradesh?

How do I find the IFSC code for my Punjab National Bank branch in Uttar Pradesh?

What is the IFSC code used for at Punjab National Bank branches in Uttar Pradesh?

Is the IFSC code the same for all Punjab National Bank branches in Uttar Pradesh?

What is the minimum amount for RTGS using a Punjab National Bank Uttar Pradesh IFSC code?

Do Punjab National Bank IFSC codes in Uttar Pradesh change after a bank merger?

Can I use any Punjab National Bank Uttar Pradesh branch IFSC code for NEFT?

How do I verify my Punjab National Bank IFSC code in Uttar Pradesh?