Punjab National Bank IFSC Codes in Punjab — All Cities

Q: How many Punjab National Bank branches are in Punjab?

Punjab National Bank has 1,223 branches across 319 cities in Punjab, all registered on the RBI's NEFT/RTGS network. Each branch has a unique 11-character IFSC code required for all electronic fund transfers. Use the city list above to find your specific branch.

Q: How do I find the IFSC code for my Punjab National Bank branch in Punjab?

To find your Punjab National Bank IFSC code in Punjab: (1) Select your city from the list above, (2) Click your branch name, (3) The 11-character IFSC code is displayed on the result page with a one-click Copy button. You can also check the first page of your Punjab National Bank passbook, the cheque leaf, or your net banking account details.

Q: What is the IFSC code used for at Punjab National Bank branches in Punjab?

The Punjab National Bank IFSC code in Punjab is required for: NEFT transfers — National Electronic Funds Transfer (batch-based, any amount, 24×7)RTGS transfers — Real Time Gross Settlement (instant, above ₹2 lakh)IMPS transfers — Immediate Payment Service (24×7, instant, up to ₹5 lakh)UPI account linking — adding your Punjab National Bank account to UPI apps like PhonePe, GPay, BHIMBeneficiary registration — adding payees in net banking

Q: Is the IFSC code the same for all Punjab National Bank branches in Punjab?

No. Every Punjab National Bank branch in Punjab has a unique 11-character IFSC code. The first 4 characters identify the bank, the 5th character is always 0 (reserved by RBI), and the last 6 characters identify the specific branch. Two branches of Punjab National Bank in Punjab share the same 4-letter bank code but always have different branch codes.

Q: What is the minimum amount for RTGS using a Punjab National Bank Punjab IFSC code?

RTGS transfers to Punjab National Bank branches in Punjab require a minimum of ₹2 lakh per transaction — there is no upper limit. RTGS settles in real time during RBI operating hours (7:00 AM to 6:00 PM on working days). For amounts below ₹2 lakh, use NEFT (half-hourly batches, available 24×7) or IMPS (instant 24×7, up to ₹5 lakh per transaction). All three transfer systems require the 11-character IFSC code of the specific Punjab National Bank branch in Punjab where the recipient's account is held.

Q: Do Punjab National Bank IFSC codes in Punjab change after a bank merger?

Yes — bank mergers can deactivate existing IFSC codes. When the RBI merges two banks, branches of the absorbed bank receive new IFSC codes under the surviving bank's code prefix. Old codes are deactivated — sometimes immediately, sometimes on a scheduled future date. If Punjab National Bank has been involved in a merger, some Punjab branches may have received new IFSC codes. BankZop publishes codes from RBI master records as of Jun 2026. Before initiating a large RTGS transfer to a Punjab National Bank account in Punjab, verify the IFSC is still active on the RBI's official IFSC lookup.

Q: Can I use any Punjab National Bank Punjab branch IFSC code for NEFT?

No. For receiving NEFT or RTGS transfers, you must provide the IFSC code of the specific Punjab National Bank branch where your account is held — not any branch in Punjab. The IFSC code routes the transfer to the exact branch and account. Using a different branch's IFSC code will cause the transfer to fail or be credited to the wrong account.

Q: How do I verify my Punjab National Bank IFSC code in Punjab?

You can verify your Punjab National Bank branch IFSC code in Punjab three ways: (1) Use BankZop — navigate State → City → Branch for the official RBI-sourced IFSC code. (2) Check the first page of your Punjab National Bank passbook — IFSC code is printed alongside your account number. (3) Log into Punjab National Bank internet banking and navigate to Account Details. All data on BankZop is sourced from RBI NEFT/RTGS master records.

Punjab National Bank has 1,223 branches across 319 cities in Punjab. Select your city to find the 11-character IFSC code for your branch — needed for NEFT, RTGS, IMPS, and UPI fund transfers.

Updated Jun 2026 Punjab National Bank Punjab Live Data

1,223 Branches in Punjab

319 Cities Covered

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Punjab National Bank IFSC Codes in Punjab — Complete City Directory

Punjab National Bank operates 1,223 branches across 319 cities in Punjab, all registered on the Reserve Bank of India's NEFT and RTGS payment networks. Every branch has a unique 11-character IFSC code — the mandatory identifier for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. BankZop's Punjab National Bank Punjab IFSC directory is sourced directly from official RBI master data and updated regularly, making it the most reliable source for accurate branch IFSC codes in Punjab.

Whether you are sending money to a Punjab National Bank account in Punjab via NEFT, registering a beneficiary in net banking, or linking your account to a UPI app, you need the exact IFSC code of the specific Punjab National Bank branch in Punjab where the account is held. Use the city list above to navigate directly to your branch.

How to Find Your Punjab National Bank IFSC Code in Punjab

Finding the correct IFSC code takes under 30 seconds on BankZop. Here is the exact process:

Step 1 — Select City: You are already on the Punjab page. Choose your city from the list above. Use the search box to filter instantly if the city list is long.
Step 2 — Select Branch: The city page lists all Punjab National Bank branches in that city. Click your specific branch — the one where your savings or current account is held.
Step 3 — Copy IFSC Code: The branch result page shows the full 11-character IFSC code with a one-click Copy button. It also shows the MICR code, BSR code, address, pincode, and phone number for the same branch.

If you already have your Punjab National Bank passbook or cheque book, the IFSC code is printed on the first page of the passbook and on each cheque leaf. You can verify it matches our database using the BankZop lookup above.

Why Each Punjab National Bank Branch in Punjab Has a Different IFSC Code

Every Punjab National Bank branch in Punjab has a unique 11-character IFSC code structured as follows:

Characters 1–4 (Bank Code): Always the same for all Punjab National Bank branches everywhere in India. These four letters are the bank's unique RBI-assigned identifier. All Punjab National Bank branches — whether in Punjab or any other state — share the same 4-letter bank code prefix.
Character 5 (Reserved Zero): Always the digit 0 — never the letter O. Reserved by the RBI for future use. Any IFSC code with a different character here is invalid.
Characters 6–11 (Branch Code): This is what makes each Punjab National Bank branch in Punjab unique. The final 6 alphanumeric characters are the branch-specific identifier assigned by the bank. No two Punjab National Bank branches in Punjab — or anywhere in India — share the same full 11-character IFSC code.

This structure means you can validate any IFSC code by checking the first 4 characters match the bank and the 5th character is always 0. If either condition fails, the code is invalid.

When You Need the Punjab National Bank Punjab IFSC Code

NEFT and RTGS Transfers to Punjab National Bank Accounts in Punjab

When someone wants to send money to your Punjab National Bank account in Punjab via NEFT or RTGS, they need your account number and the IFSC code of your specific branch. NEFT (operated by the RBI) settles in half-hourly batches and works for any amount. RTGS settles in real time and requires a minimum of ₹2 lakh. Both require the exact IFSC code — a single wrong character causes the transfer to fail or be rejected.

IMPS Transfers

IMPS, operated by NPCI, enables instant 24×7 transfers including weekends and holidays. Transfers to Punjab National Bank accounts in Punjab via IMPS require either the IFSC code + account number, or MMID + mobile number. The IFSC code route is the most common for transfers to known beneficiaries.

UPI Account Linking

When you add your Punjab National Bank Punjab branch account to a UPI app — PhonePe, Google Pay, BHIM, Paytm, or any other — the app requires your IFSC code to validate and register your account on NPCI's UPI network. Once registered, day-to-day UPI payments use your VPA (Virtual Payment Address) and you don't need to re-enter the IFSC.

Beneficiary Registration in Net Banking

Before sending money to a Punjab National Bank account in Punjab from another bank's net banking portal, you must add it as a beneficiary. The form requires the account holder's account number and the IFSC code of their specific Punjab National Bank branch in Punjab. Always verify the IFSC on BankZop before registering a new beneficiary, especially for large or recurring transfers.

Punjab National Bank IFSC vs MICR in Punjab — Which to Use

Both codes identify a Punjab National Bank branch in Punjab but serve entirely different banking systems. Using the wrong code for the wrong purpose is one of the most common banking errors:

Purpose	Use IFSC	Use MICR
NEFT / RTGS transfer	✓ Yes	✗ No
IMPS / UPI account linking	✓ Yes	✗ No
SIP / NACH mandate	✗ No	✓ Yes
ECS / insurance auto-debit	✗ No	✓ Yes
Cheque clearing (CTS)	✗ No	✓ Yes (auto)

For Punjab National Bank MICR codes across Punjab, visit the Punjab National Bank MICR directory for Punjab. For TDS challan codes, find the BSR code using the BSR Code Lookup.

Cities in Punjab with Punjab National Bank IFSC Codes

Punjab National Bank has a presence in 319 cities across Punjab with IFSC-enabled branches on the RBI's NEFT/RTGS network:

Abohar 2 Abohar Punjab 2 Abohar, Distfazilka, Pub 1 Adampur 1 Adda Bham Distt Gurdaspur 1 Adda Kot Fatuhi Distt Hoshiarpur Punjab 1 Adda Mathola, Distt Gurdaspur 1 Addacholang Distt Hoshiarpur 1 Adjacent To West End Mall 1 Ahmedgarh Mandi 1 Ajnala 1 Alawalpur Distt Jalandhar 1 Ambala 1 Amritsar 82 Amritsar Pb 2 Apra, Distt Jalandhar 1 Atta Goraya 1 Attari Punjab 1 Badali Ala Singh Punjab 1 Bahadurgarh 1 Bamial Distt Gurdaspur 1 Banga 1 Barnala 8 Bassi Pathana 1 Basti Nau, Jalandhar 1 Batala 4 Batala Dist Gurdaspur Pub 1 Batala Distt Gurdaspur 2 Bathinda 26 Bathinda - Punjab 1 Bathinda, Pub 1 Behind Verka Milk Plant, Jalandhar 1 Benjamin Road 1 Bhai Randhir Singh Nagar 1 Bhandel Bet, Distt Kapurthala 1 Bhatinda 12 Bhatoya Distt Gurdaspur 1 Bhiwani 1 Bija 1 Binpalke Bhogpurpunjab 1 Block Sanaur, Tehsil Patiala 1 Butter Ferozepur 1 Cantt Pb 1 Chabhal 1 Chandigarh 5 Chandigarh Road Pb 1 Cheema Chowk, Ludhiana 1 Chhehrta,Distt Amritsar 1 Choti Bardari Part Ii Jalandhar 1 City For Upload 4 Civil Lines 1 Civil Lines Ludhiana 1 Club Chowk 1 Daburji, District Ropar, Po Lodhi Majra 1 Dappar Patiala 1 Dera Bassi 1 Dhaliwalbet, Distt Kapurthala 1 Dhilwan Punjab 1 Dinanagar, Distt Gurdaspur 1 Dist Ferozepur, Punjab 1 Dist Gurdaspur Punjab 2 Dist Gurudaspur, Punjab 1 Dist Gurudaspur,Punjab 1 Dist Hoshiarpur Punjab 1 Dist Jalandhar 1 Dist Kapurthala, Punjab 1 Dist Mohali 1 Dist Nawanshahr Punjab 1 Dist Taran Taran Punjab 2 Dist- Ropar Near 1 District Administrative Complex 1 District Fatehgarh Sahib 1 Distt 7 Distt - Patiala 1 Distt Amristar Punjab 1 Distt Amritsar 10 Distt Amrtisar 1 Distt Barnala 4 Distt Bhatinda 12 Distt Faridkot 1 Distt Ferozepu 1 Distt Ferozepur 2 Distt Ferozepur Punjab 1 Distt Ferozpur 1 Distt Gurdaspur 4 Distt Gurdaspur Pb 1 Distt Gurdaspur Punjab 1 Distt Gurdaspur, Punjab 2 Distt Hisiarpur 1 Distt Hoshiarpur 2 Distt Hoshiarpur Punjab 18 Distt Hoshiarpur, Punjab 1 Distt Hosiarpur Punjab 2 Distt Jalandhar 2 Distt Jalandhar Punjab 4 Distt Jalandhar, Punjab 1 Distt Kapurthala 8 Distt Kapurthala, Punjab 1 Distt Ludhiana 8 Distt Ludhiana Punjab 2 Distt Ludhinana 1 Distt Mansa 6 Distt Moga 3 Distt Mohali Punjab 1 Distt Mukatsar 1 Distt Muktsar 3 Distt Nawanshahar Punjab 1 Distt Patiala 10 Distt Patiala Pb 1 Distt Ropar 2 Distt Sangrur 7 Distt Sangrur Pb 1 Distt Sas Nagar 4 Distt Shaheed Bhagat Singh Nagar 1 Distt Tarn Taran 2 Distt Tarn Taran Punjab 1 Distt- Amritsar 1 Distt- Gurdaspur 1 Distt- Kapurthala 2 Distt- Ludhiana 1 Distt- Sas Nagar 2 Disttbarnala 1 Disttferozepur 3 Disttferozepur, Punjab 1 Distthoshiarpur Punjab 1 Disttkapurthala Pub 1 Disttludhiana 7 Disttmoga 3 Disttmohali 1 Disttmukatsar 1 Dorangla Distt Gurdaspur 1 Dt Kapurthala, Punjab 1 Faridkot 8 Faridkot City 3 Fatehabad Distt Tarn Taran 1 Fatehgarh Sahib 8 Fazilka 7 Fazilka Main 1 Ferozepur 1 Ferozepur City 1 Ferozepur Road 1 Ferozpur 5 Firozpur 22 G T Road, Jalandhar 1 Gakhal Jalandhar 1 Ghoman Distt Gurdaspur 1 Goindwal Distt Tarn Taran 1 Gole Diggi Bathinda 1 Gondpurbhunga Distt Hoshiarpur 1 Goniana Road, Bathinda 1 Gt Road, Phagwara 1 Gurdaspur 25 Hansli Bazar, Amritsar 1 Harial Distt Gurdaspur 1 Hazipur Punjab 1 Heran Distt - Jalandhar 1 Hoshiarpur 41 Hosiarpur 1 Hosiarpur Road, Phagwara Pb 1 Hospital,Beas Pb 1 Industrial Area A, Near Manju Theatre 1 Inside Sheranwala Gate 1 Jabalpur 1 Jagraon 2 Jalalabad West 1 Jalan 1 Jalandhar 85 Jalandhar Cantt 1 Jalandhar City 2 Jalandhar Pb 1 Jalandhar Punjab 1 Jallianwala Bagh, Amritsar Punjab 1 Jamalpur Road, Ludhiana 1 Jamarai 1 Jandiala Manjki Distt Jalandhar 1 Jawaddi, Ludhiana 1 Kaleke Distt Amritsar 1 Kallah Amritsar 1 Kapurthala 28 Kapurthala Punjab 2 Kapurthala,Punjab 1 Kartarpur Punjab North 2 Khanna Ludhiana 3 Khanna Pb 1 Kot Ise Khan, Distt Moga 1 Kotkapura 1 Kotkapura, Distt Faridkot 1 Lalru Patiala 1 Lic Building 1 Lohian Khas 1 Longowal 1 Ludhi 2 Ludhiana 110 Ludhiana Cgandigarh Road 1 Ludhiana City, Punjab 1 Ludhiana Punjab 1 Ludhiana West 1 Ludhiana, Punjab 1 Ludiana 1 Mahil Gelan Distt Nawanshahar 1 Main Bazar 1 Main Branch 1 Main Rddisttbhatindapunjab 1 Makhu 1 Maksudpur, Distt Kapurthala 1 Malerkotla 1 Malkana 1 Mallan Wala 1 Malout 1 Malout, Dist Ferozepur Punjab 1 Malout, Punjab 1 Malsian Jalandhar 1 Mamoon Cantt 1 Mandi Mullanpur 1 Mansa 10 Maur Mandi 1 Mehatpur 1 Moga 33 Mohali 3 Mohali Punjab 1 Mohali, Punjab 6 Moonak 1 Morinda 1 Mubarikpur 1 Mudki,Disttferozpurpunjab 1 Mukandpurpunjab 1 Muktsar 11 Muktsar Punjab 1 Muktsar Road, Deon Dist Bathinda 1 Muktsar,Kotkapur,Rd 1 Mullanpur 1 Nabha 1 Nakodar 1 Nandpur Kalaur Punjab 1 Nangli Punjab 1 Narot Jaimal Singh, Dt Gurdaspur 1 Naushehra Pannuan Distt Tarn Taran 1 Nawanshar Punjab 1 Near 2 Near Bus Stand, Jalandhar 1 Near Cheema Chowk,Ludhiana 1 Near Dav College Road Bhatinda 1 Near Railway Phatak 1 Near Sunil Theatre, Punjab 1 Ng, Dhakoli 1 Opp Chaudhary Marbels, Distt - Sangrur 1 Opp Cycle Market 1 Opp Modern Public School,Guru Har Sahai 1 Opposit Post Office, Qadian 1 Outside Makhu Gate, Firozpur City 1 Pakhowal Road, Ludhiana Punjab 1 Pathankot 7 Pathankot Pb 1 Pathankot, Mohan Market 1 Patiala 53 Patti 1 Pb 7 Phagwara 4 Pharala Distnawanshahr Punjab 1 Phillaur 2 Po Chheharta, Amritsar 1 Po Fazilka 1 Pubjab 1 Pune 1 Punjab 103 Punjab South 1 Rahon Road, Ludhiana 1 Rahon, Distt Nawanshaher Pb 1 Rajpura 4 Rampura Phul 1 Rani Majra 1 Rayya 1 Road ,Hoshiarpur 1 Road Hoshiarpur 1 Ropar 7 Rupnagar 14 Saharsa Bihar 1 Sahib, Chamkaur Sahib, Disttropar 1 Sahibzada Ajit Singh Nagar 18 Sahnewal 1 Sailba Majri 1 Sanghera, Punjab 1 Sangrur 30 Sardulgarh Distt Bhatinda 1 Sarhali Kalan Mohanpura 1 Sarih,Punjab 1 Shah Kot 1 Shahid Bhagat Singh Nagar 11 Shahpur Kandi Distt Gurdaspur 1 Shahpur, Distt Jalandhar 1 Sirhind, Distt Fatehgarh Sahib 1 State Punjab 1 Symble Chowk, Batala 1 Tahsil- Jaito, Distt Faridkot 1 Talwandi Bhai, Teh Distt Firozpur 1 Talwandi Chaudhrian 1 Talwandi Sabo Punjab 1 Tarn Taran 7 Tarntaran Distt Amritsar 1 Tarntaran Road Amritsar 1 Tarsika 1 Teh Baba Bakala 1 Teh Jalalabad W, Dist Ferozepur 1 Teh Lehra Gaga Distt Sangrur 1 Teh Phagwara, Kapurthala 1 Tehanadpursahib,Distrupnagar 1 Tehsil Mokerian, Distt Hoshiarpur 1 Tehsil Mukerian Distt Hoshiyarpur 1 Tehsil Mukerian, Distt Hoshiarpur 1 Tira 1 Uggi, Distt Jalandhar 1 V Po Jandu Singha 1 Vachhoya 1 Vill And Po Ghanour 1 Vill Po Lopon Distt Moga 1 Vill Po Manuke Distt Moga 1 Vill Po Raoke Kalan Distt Moga 1 Vill Thata, Dist Tarn Taran Punjab 1 Waraich 1

Branch counts reflect IFSC-enabled branches on the RBI NEFT/RTGS network as of Jun 2026. Data sourced from RBI official records.

To browse Punjab National Bank branches in other states, visit the Punjab National Bank IFSC directory. For all bank IFSC codes, use the IFSC Code Lookup homepage. For loan planning, try the free EMI Calculator.

Data sourced from RBI NEFT/RTGS master records and NPCI. Last reviewed Jun 2026 by BankZop Editorial Team.

Frequently Asked Questions — Punjab National Bank IFSC Codes in Punjab

How many Punjab National Bank branches are in Punjab?

How do I find the IFSC code for my Punjab National Bank branch in Punjab?

What is the IFSC code used for at Punjab National Bank branches in Punjab?

Is the IFSC code the same for all Punjab National Bank branches in Punjab?

What is the minimum amount for RTGS using a Punjab National Bank Punjab IFSC code?

Do Punjab National Bank IFSC codes in Punjab change after a bank merger?

Can I use any Punjab National Bank Punjab branch IFSC code for NEFT?

How do I verify my Punjab National Bank IFSC code in Punjab?