Pune Merchant's Co-operative Bank IFSC Codes in Maharashtra — All Cities

Pune Merchant's Co-operative Bank IFSC Codes in Maharashtra — Complete City Directory

Pune Merchant's Co-operative Bank operates 1 branches across 1 cities in Maharashtra, all registered on the Reserve Bank of India's NEFT and RTGS payment networks. Every branch has a unique 11-character IFSC code — the mandatory identifier for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. BankZop's Pune Merchant's Co-operative Bank Maharashtra IFSC directory is sourced directly from official RBI master data and updated regularly, making it the most reliable source for accurate branch IFSC codes in Maharashtra.

Whether you are sending money to a Pune Merchant's Co-operative Bank account in Maharashtra via NEFT, registering a beneficiary in net banking, or linking your account to a UPI app, you need the exact IFSC code of the specific Pune Merchant's Co-operative Bank branch in Maharashtra where the account is held. Use the city list above to navigate directly to your branch.

How to Find Your Pune Merchant's Co-operative Bank IFSC Code in Maharashtra

Finding the correct IFSC code takes under 30 seconds on BankZop. Here is the exact process:

• Step 1 — Select City: You are already on the Maharashtra page. Choose your city from the list above. Use the search box to filter instantly if the city list is long.
• Step 2 — Select Branch: The city page lists all Pune Merchant's Co-operative Bank branches in that city. Click your specific branch — the one where your savings or current account is held.
• Step 3 — Copy IFSC Code: The branch result page shows the full 11-character IFSC code with a one-click Copy button. It also shows the MICR code, BSR code, address, pincode, and phone number for the same branch.

If you already have your Pune Merchant's Co-operative Bank passbook or cheque book, the IFSC code is printed on the first page of the passbook and on each cheque leaf. You can verify it matches our database using the BankZop lookup above.

Why Each Pune Merchant's Co-operative Bank Branch in Maharashtra Has a Different IFSC Code

Every Pune Merchant's Co-operative Bank branch in Maharashtra has a unique 11-character IFSC code structured as follows:

• Characters 1–4 (Bank Code): Always the same for all Pune Merchant's Co-operative Bank branches everywhere in India. These four letters are the bank's unique RBI-assigned identifier. All Pune Merchant's Co-operative Bank branches — whether in Maharashtra or any other state — share the same 4-letter bank code prefix.
• Character 5 (Reserved Zero): Always the digit 0 — never the letter O. Reserved by the RBI for future use. Any IFSC code with a different character here is invalid.
• Characters 6–11 (Branch Code): This is what makes each Pune Merchant's Co-operative Bank branch in Maharashtra unique. The final 6 alphanumeric characters are the branch-specific identifier assigned by the bank. No two Pune Merchant's Co-operative Bank branches in Maharashtra — or anywhere in India — share the same full 11-character IFSC code.

This structure means you can validate any IFSC code by checking the first 4 characters match the bank and the 5th character is always 0. If either condition fails, the code is invalid.

When You Need the Pune Merchant's Co-operative Bank Maharashtra IFSC Code

NEFT and RTGS Transfers to Pune Merchant's Co-operative Bank Accounts in Maharashtra

When someone wants to send money to your Pune Merchant's Co-operative Bank account in Maharashtra via NEFT or RTGS, they need your account number and the IFSC code of your specific branch. NEFT (operated by the RBI) settles in half-hourly batches and works for any amount. RTGS settles in real time and requires a minimum of ₹2 lakh. Both require the exact IFSC code — a single wrong character causes the transfer to fail or be rejected.

IMPS Transfers

IMPS, operated by NPCI, enables instant 24×7 transfers including weekends and holidays. Transfers to Pune Merchant's Co-operative Bank accounts in Maharashtra via IMPS require either the IFSC code + account number, or MMID + mobile number. The IFSC code route is the most common for transfers to known beneficiaries.

UPI Account Linking

When you add your Pune Merchant's Co-operative Bank Maharashtra branch account to a UPI app — PhonePe, Google Pay, BHIM, Paytm, or any other — the app requires your IFSC code to validate and register your account on NPCI's UPI network. Once registered, day-to-day UPI payments use your VPA (Virtual Payment Address) and you don't need to re-enter the IFSC.

Beneficiary Registration in Net Banking

Before sending money to a Pune Merchant's Co-operative Bank account in Maharashtra from another bank's net banking portal, you must add it as a beneficiary. The form requires the account holder's account number and the IFSC code of their specific Pune Merchant's Co-operative Bank branch in Maharashtra. Always verify the IFSC on BankZop before registering a new beneficiary, especially for large or recurring transfers.

Pune Merchant's Co-operative Bank IFSC vs MICR in Maharashtra — Which to Use

Both codes identify a Pune Merchant's Co-operative Bank branch in Maharashtra but serve entirely different banking systems. Using the wrong code for the wrong purpose is one of the most common banking errors:

For Pune Merchant's Co-operative Bank MICR codes across Maharashtra, visit the Pune Merchant's Co-operative Bank MICR directory for Maharashtra. For TDS challan codes, find the BSR code using the BSR Code Lookup.

Cities in Maharashtra with Pune Merchant's Co-operative Bank IFSC Codes

Pune Merchant's Co-operative Bank has a presence in 1 cities across Maharashtra with IFSC-enabled branches on the RBI's NEFT/RTGS network:

Branch counts reflect IFSC-enabled branches on the RBI NEFT/RTGS network as of Jun 2026. Data sourced from RBI official records.

To browse Pune Merchant's Co-operative Bank branches in other states, visit the Pune Merchant's Co-operative Bank IFSC directory. For all bank IFSC codes, use the IFSC Code Lookup homepage. For loan planning, try the free EMI Calculator.