Kotak Mahindra Bank IFSC Codes in Pune, Maharashtra

Kotak Mahindra Bank IFSC Codes in Pune, Maharashtra

Kotak Mahindra Bank has 90 branches in Pune, Maharashtra, with 90 branches registered on the Reserve Bank of India's NEFT and RTGS payment networks. Each branch has a unique 11-character IFSC code — the mandatory alphanumeric identifier required for all electronic fund transfers in India. BankZop's Kotak Mahindra Bank Pune directory is sourced directly from official RBI master data, making it the most reliable reference for branch IFSC codes in Pune.

Click any branch from the list above to view its complete details — IFSC code, MICR code, BSR code, address, pincode, and phone number — all on a single result page with one-click copy buttons.

How to Find Your Kotak Mahindra Bank IFSC Code in Pune

You are one click away from the IFSC code you need. Here is the process:

• Step 1 — Filter if needed: Type your branch name in the search box above if the list is long. The list filters instantly as you type.
• Step 2 — Click your branch: Click the branch where your Kotak Mahindra Bank account is held. Make sure it is the exact branch — not just any Kotak Mahindra Bank branch in Pune.
• Step 3 — Copy the IFSC code: The result page shows the 11-character IFSC code with a large Copy button, displayed in monospace font for easy reading. It also shows the MICR code, BSR code, full address, and phone number for the same branch.

If you are not sure which branch your account belongs to, check the first page of your Kotak Mahindra Bank passbook, your internet banking account summary, or the account details section of your Kotak Mahindra Bank mobile banking app. The IFSC code shown there will match the one on BankZop for the same branch.

What is the IFSC Code for Kotak Mahindra Bank in Pune?

Every Kotak Mahindra Bank branch in Pune has an 11-character IFSC code structured as follows:

• Characters 1–4 (Bank Code): All Kotak Mahindra Bank branches — in Pune and across India — share the same 4-letter bank code prefix assigned by the RBI. This uniquely identifies Kotak Mahindra Bank within the entire NEFT/RTGS network.
• Character 5 (Reserved Zero): Always the digit 0, never the letter O. Reserved by the RBI for future use. All 90 Kotak Mahindra Bank Pune branches share this character.
• Characters 6–11 (Branch Code): These 6 alphanumeric characters are unique to each branch. This is what differentiates the 90 Kotak Mahindra Bank branches in Pune from each other. Even two branches on the same street will have different branch codes.

This means you can quickly validate any Kotak Mahindra Bank IFSC code by checking that the first 4 characters match the bank's code and the 5th character is 0. If either check fails, the code is invalid.

When You Need the Kotak Mahindra Bank Pune IFSC Code

Sending NEFT or RTGS Transfers to Kotak Mahindra Bank Accounts in Pune

When someone needs to transfer money to your Kotak Mahindra Bank account in Pune via NEFT or RTGS, they need your account number and your branch's IFSC code. NEFT settles in half-hourly batches (available 24×7), while RTGS settles in real time for amounts above ₹2 lakh. Both are operated by the RBI and require the exact 11-character IFSC code of your specific Kotak Mahindra Bank branch in Pune. A single wrong character causes the transfer to fail.

IMPS Transfers to Pune Branches

IMPS, operated by NPCI, enables instant 24×7 transfers to Kotak Mahindra Bank accounts in Pune — including weekends and public holidays. Transfers using IFSC + account number are the most common method for IMPS. The IFSC code of the receiving Kotak Mahindra Bank branch in Pune is required to route the payment correctly.

UPI Account Registration

When you add your Kotak Mahindra Bank Pune account to a UPI app — PhonePe, Google Pay, BHIM, Paytm — the app requires your IFSC code to validate and link your bank account. Once your account is linked, daily UPI transactions use your VPA and you don't need to re-enter the IFSC.

Net Banking Beneficiary Registration

Adding a Kotak Mahindra Bank Pune branch account as a beneficiary in any bank's net banking portal requires the account number and IFSC code of the specific branch. Most banks impose a 30-minute to 24-hour cooling period for new beneficiaries before allowing large transfers. Always verify the IFSC code on BankZop before registering a new beneficiary to avoid delays.

Kotak Mahindra Bank IFSC vs MICR vs BSR in Pune — Which Code to Use

About Kotak Mahindra Bank Branches in Pune, Maharashtra

Kotak Mahindra Bank has been serving customers in Pune with a network of 90 branches offering full banking services — savings accounts, current accounts, loans, fixed deposits, and digital banking. All 90 IFSC-enabled branches participate in the RBI's NEFT and RTGS settlement networks, ensuring electronic transfers to and from these branches are processed reliably and securely.

To browse Kotak Mahindra Bank branches in other cities in Maharashtra, visit the Kotak Mahindra Bank Maharashtra directory. For all Kotak Mahindra Bank branches nationwide, see the Kotak Mahindra Bank IFSC code directory. For cheque clearing and NACH codes, use the Kotak Mahindra Bank Pune MICR directory. For loan EMI planning, use the free EMI Calculator.