Karnataka Gramin Bank IFSC Codes in Mangaluru, Karnataka

Karnataka Gramin Bank IFSC Codes in Mangaluru, Karnataka

Karnataka Gramin Bank has 1 branches in Mangaluru, Karnataka, with 1 branches registered on the Reserve Bank of India's NEFT and RTGS payment networks. Each branch has a unique 11-character IFSC code — the mandatory alphanumeric identifier required for all electronic fund transfers in India. BankZop's Karnataka Gramin Bank Mangaluru directory is sourced directly from official RBI master data, making it the most reliable reference for branch IFSC codes in Mangaluru.

Click any branch from the list above to view its complete details — IFSC code, MICR code, BSR code, address, pincode, and phone number — all on a single result page with one-click copy buttons.

How to Find Your Karnataka Gramin Bank IFSC Code in Mangaluru

You are one click away from the IFSC code you need. Here is the process:

• Step 1 — Filter if needed: Type your branch name in the search box above if the list is long. The list filters instantly as you type.
• Step 2 — Click your branch: Click the branch where your Karnataka Gramin Bank account is held. Make sure it is the exact branch — not just any Karnataka Gramin Bank branch in Mangaluru.
• Step 3 — Copy the IFSC code: The result page shows the 11-character IFSC code with a large Copy button, displayed in monospace font for easy reading. It also shows the MICR code, BSR code, full address, and phone number for the same branch.

If you are not sure which branch your account belongs to, check the first page of your Karnataka Gramin Bank passbook, your internet banking account summary, or the account details section of your Karnataka Gramin Bank mobile banking app. The IFSC code shown there will match the one on BankZop for the same branch.

What is the IFSC Code for Karnataka Gramin Bank in Mangaluru?

Every Karnataka Gramin Bank branch in Mangaluru has an 11-character IFSC code structured as follows:

• Characters 1–4 (Bank Code): All Karnataka Gramin Bank branches — in Mangaluru and across India — share the same 4-letter bank code prefix assigned by the RBI. This uniquely identifies Karnataka Gramin Bank within the entire NEFT/RTGS network.
• Character 5 (Reserved Zero): Always the digit 0, never the letter O. Reserved by the RBI for future use. All 1 Karnataka Gramin Bank Mangaluru branches share this character.
• Characters 6–11 (Branch Code): These 6 alphanumeric characters are unique to each branch. This is what differentiates the 1 Karnataka Gramin Bank branches in Mangaluru from each other. Even two branches on the same street will have different branch codes.

This means you can quickly validate any Karnataka Gramin Bank IFSC code by checking that the first 4 characters match the bank's code and the 5th character is 0. If either check fails, the code is invalid.

When You Need the Karnataka Gramin Bank Mangaluru IFSC Code

Sending NEFT or RTGS Transfers to Karnataka Gramin Bank Accounts in Mangaluru

When someone needs to transfer money to your Karnataka Gramin Bank account in Mangaluru via NEFT or RTGS, they need your account number and your branch's IFSC code. NEFT settles in half-hourly batches (available 24×7), while RTGS settles in real time for amounts above ₹2 lakh. Both are operated by the RBI and require the exact 11-character IFSC code of your specific Karnataka Gramin Bank branch in Mangaluru. A single wrong character causes the transfer to fail.

IMPS Transfers to Mangaluru Branches

IMPS, operated by NPCI, enables instant 24×7 transfers to Karnataka Gramin Bank accounts in Mangaluru — including weekends and public holidays. Transfers using IFSC + account number are the most common method for IMPS. The IFSC code of the receiving Karnataka Gramin Bank branch in Mangaluru is required to route the payment correctly.

UPI Account Registration

When you add your Karnataka Gramin Bank Mangaluru account to a UPI app — PhonePe, Google Pay, BHIM, Paytm — the app requires your IFSC code to validate and link your bank account. Once your account is linked, daily UPI transactions use your VPA and you don't need to re-enter the IFSC.

Net Banking Beneficiary Registration

Adding a Karnataka Gramin Bank Mangaluru branch account as a beneficiary in any bank's net banking portal requires the account number and IFSC code of the specific branch. Most banks impose a 30-minute to 24-hour cooling period for new beneficiaries before allowing large transfers. Always verify the IFSC code on BankZop before registering a new beneficiary to avoid delays.

Karnataka Gramin Bank IFSC vs MICR vs BSR in Mangaluru — Which Code to Use

About Karnataka Gramin Bank Branches in Mangaluru, Karnataka

Karnataka Gramin Bank has been serving customers in Mangaluru with a network of 1 branches offering full banking services — savings accounts, current accounts, loans, fixed deposits, and digital banking. All 1 IFSC-enabled branches participate in the RBI's NEFT and RTGS settlement networks, ensuring electronic transfers to and from these branches are processed reliably and securely.

To browse Karnataka Gramin Bank branches in other cities in Karnataka, visit the Karnataka Gramin Bank Karnataka directory. For all Karnataka Gramin Bank branches nationwide, see the Karnataka Gramin Bank IFSC code directory. For cheque clearing and NACH codes, use the Karnataka Gramin Bank Mangaluru MICR directory. For loan EMI planning, use the free EMI Calculator.