Jammu and Kashmir Bank IFSC Codes in Srinagar, Jammu And Kashmir

Jammu and Kashmir Bank IFSC Codes in Srinagar, Jammu And Kashmir

Jammu and Kashmir Bank has 121 branches in Srinagar, Jammu And Kashmir, with 121 branches registered on the Reserve Bank of India's NEFT and RTGS payment networks. Each branch has a unique 11-character IFSC code — the mandatory alphanumeric identifier required for all electronic fund transfers in India. BankZop's Jammu and Kashmir Bank Srinagar directory is sourced directly from official RBI master data, making it the most reliable reference for branch IFSC codes in Srinagar.

Click any branch from the list above to view its complete details — IFSC code, MICR code, BSR code, address, pincode, and phone number — all on a single result page with one-click copy buttons.

How to Find Your Jammu and Kashmir Bank IFSC Code in Srinagar

You are one click away from the IFSC code you need. Here is the process:

• Step 1 — Filter if needed: Type your branch name in the search box above if the list is long. The list filters instantly as you type.
• Step 2 — Click your branch: Click the branch where your Jammu and Kashmir Bank account is held. Make sure it is the exact branch — not just any Jammu and Kashmir Bank branch in Srinagar.
• Step 3 — Copy the IFSC code: The result page shows the 11-character IFSC code with a large Copy button, displayed in monospace font for easy reading. It also shows the MICR code, BSR code, full address, and phone number for the same branch.

If you are not sure which branch your account belongs to, check the first page of your Jammu and Kashmir Bank passbook, your internet banking account summary, or the account details section of your Jammu and Kashmir Bank mobile banking app. The IFSC code shown there will match the one on BankZop for the same branch.

What is the IFSC Code for Jammu and Kashmir Bank in Srinagar?

Every Jammu and Kashmir Bank branch in Srinagar has an 11-character IFSC code structured as follows:

• Characters 1–4 (Bank Code): All Jammu and Kashmir Bank branches — in Srinagar and across India — share the same 4-letter bank code prefix assigned by the RBI. This uniquely identifies Jammu and Kashmir Bank within the entire NEFT/RTGS network.
• Character 5 (Reserved Zero): Always the digit 0, never the letter O. Reserved by the RBI for future use. All 121 Jammu and Kashmir Bank Srinagar branches share this character.
• Characters 6–11 (Branch Code): These 6 alphanumeric characters are unique to each branch. This is what differentiates the 121 Jammu and Kashmir Bank branches in Srinagar from each other. Even two branches on the same street will have different branch codes.

This means you can quickly validate any Jammu and Kashmir Bank IFSC code by checking that the first 4 characters match the bank's code and the 5th character is 0. If either check fails, the code is invalid.

When You Need the Jammu and Kashmir Bank Srinagar IFSC Code

Sending NEFT or RTGS Transfers to Jammu and Kashmir Bank Accounts in Srinagar

When someone needs to transfer money to your Jammu and Kashmir Bank account in Srinagar via NEFT or RTGS, they need your account number and your branch's IFSC code. NEFT settles in half-hourly batches (available 24×7), while RTGS settles in real time for amounts above ₹2 lakh. Both are operated by the RBI and require the exact 11-character IFSC code of your specific Jammu and Kashmir Bank branch in Srinagar. A single wrong character causes the transfer to fail.

IMPS Transfers to Srinagar Branches

IMPS, operated by NPCI, enables instant 24×7 transfers to Jammu and Kashmir Bank accounts in Srinagar — including weekends and public holidays. Transfers using IFSC + account number are the most common method for IMPS. The IFSC code of the receiving Jammu and Kashmir Bank branch in Srinagar is required to route the payment correctly.

UPI Account Registration

When you add your Jammu and Kashmir Bank Srinagar account to a UPI app — PhonePe, Google Pay, BHIM, Paytm — the app requires your IFSC code to validate and link your bank account. Once your account is linked, daily UPI transactions use your VPA and you don't need to re-enter the IFSC.

Net Banking Beneficiary Registration

Adding a Jammu and Kashmir Bank Srinagar branch account as a beneficiary in any bank's net banking portal requires the account number and IFSC code of the specific branch. Most banks impose a 30-minute to 24-hour cooling period for new beneficiaries before allowing large transfers. Always verify the IFSC code on BankZop before registering a new beneficiary to avoid delays.

Jammu and Kashmir Bank IFSC vs MICR vs BSR in Srinagar — Which Code to Use

About Jammu and Kashmir Bank Branches in Srinagar, Jammu And Kashmir

Jammu and Kashmir Bank has been serving customers in Srinagar with a network of 121 branches offering full banking services — savings accounts, current accounts, loans, fixed deposits, and digital banking. All 121 IFSC-enabled branches participate in the RBI's NEFT and RTGS settlement networks, ensuring electronic transfers to and from these branches are processed reliably and securely.

To browse Jammu and Kashmir Bank branches in other cities in Jammu And Kashmir, visit the Jammu and Kashmir Bank Jammu And Kashmir directory. For all Jammu and Kashmir Bank branches nationwide, see the Jammu and Kashmir Bank IFSC code directory. For cheque clearing and NACH codes, use the Jammu and Kashmir Bank Srinagar MICR directory. For loan EMI planning, use the free EMI Calculator.