Bank of India IFSC Codes in West Bengal — All Cities

Bank of India has 413 branches across 230 cities in West Bengal. Select your city to find the 11-character IFSC code for your branch — needed for NEFT, RTGS, IMPS, and UPI fund transfers.

Updated Jun 2026 Bank of India West Bengal Live Data
413 Branches in West Bengal
230 Cities Covered
100% IFSC Coverage
RBI Verified Data
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Bank of India in West Bengal — Select City

230 cities

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Bank of India IFSC Codes in West Bengal — Complete City Directory

Bank of India operates 413 branches across 230 cities in West Bengal, all registered on the Reserve Bank of India's NEFT and RTGS payment networks. Every branch has a unique 11-character IFSC code — the mandatory identifier for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. BankZop's Bank of India West Bengal IFSC directory is sourced directly from official RBI master data and updated regularly, making it the most reliable source for accurate branch IFSC codes in West Bengal.

Whether you are sending money to a Bank of India account in West Bengal via NEFT, registering a beneficiary in net banking, or linking your account to a UPI app, you need the exact IFSC code of the specific Bank of India branch in West Bengal where the account is held. Use the city list above to navigate directly to your branch.

How to Find Your Bank of India IFSC Code in West Bengal

Finding the correct IFSC code takes under 30 seconds on BankZop. Here is the exact process:

  • Step 1 — Select City: You are already on the West Bengal page. Choose your city from the list above. Use the search box to filter instantly if the city list is long.
  • Step 2 — Select Branch: The city page lists all Bank of India branches in that city. Click your specific branch — the one where your savings or current account is held.
  • Step 3 — Copy IFSC Code: The branch result page shows the full 11-character IFSC code with a one-click Copy button. It also shows the MICR code, BSR code, address, pincode, and phone number for the same branch.

If you already have your Bank of India passbook or cheque book, the IFSC code is printed on the first page of the passbook and on each cheque leaf. You can verify it matches our database using the BankZop lookup above.

Why Each Bank of India Branch in West Bengal Has a Different IFSC Code

Every Bank of India branch in West Bengal has a unique 11-character IFSC code structured as follows:

  • Characters 1–4 (Bank Code): Always the same for all Bank of India branches everywhere in India. These four letters are the bank's unique RBI-assigned identifier. All Bank of India branches — whether in West Bengal or any other state — share the same 4-letter bank code prefix.
  • Character 5 (Reserved Zero): Always the digit 0 — never the letter O. Reserved by the RBI for future use. Any IFSC code with a different character here is invalid.
  • Characters 6–11 (Branch Code): This is what makes each Bank of India branch in West Bengal unique. The final 6 alphanumeric characters are the branch-specific identifier assigned by the bank. No two Bank of India branches in West Bengal — or anywhere in India — share the same full 11-character IFSC code.

This structure means you can validate any IFSC code by checking the first 4 characters match the bank and the 5th character is always 0. If either condition fails, the code is invalid.

When You Need the Bank of India West Bengal IFSC Code

NEFT and RTGS Transfers to Bank of India Accounts in West Bengal

When someone wants to send money to your Bank of India account in West Bengal via NEFT or RTGS, they need your account number and the IFSC code of your specific branch. NEFT (operated by the RBI) settles in half-hourly batches and works for any amount. RTGS settles in real time and requires a minimum of ₹2 lakh. Both require the exact IFSC code — a single wrong character causes the transfer to fail or be rejected.

IMPS Transfers

IMPS, operated by NPCI, enables instant 24×7 transfers including weekends and holidays. Transfers to Bank of India accounts in West Bengal via IMPS require either the IFSC code + account number, or MMID + mobile number. The IFSC code route is the most common for transfers to known beneficiaries.

UPI Account Linking

When you add your Bank of India West Bengal branch account to a UPI app — PhonePe, Google Pay, BHIM, Paytm, or any other — the app requires your IFSC code to validate and register your account on NPCI's UPI network. Once registered, day-to-day UPI payments use your VPA (Virtual Payment Address) and you don't need to re-enter the IFSC.

Beneficiary Registration in Net Banking

Before sending money to a Bank of India account in West Bengal from another bank's net banking portal, you must add it as a beneficiary. The form requires the account holder's account number and the IFSC code of their specific Bank of India branch in West Bengal. Always verify the IFSC on BankZop before registering a new beneficiary, especially for large or recurring transfers.

Bank of India IFSC vs MICR in West Bengal — Which to Use

Both codes identify a Bank of India branch in West Bengal but serve entirely different banking systems. Using the wrong code for the wrong purpose is one of the most common banking errors:

Purpose Use IFSC Use MICR
NEFT / RTGS transfer ✓ Yes ✗ No
IMPS / UPI account linking ✓ Yes ✗ No
SIP / NACH mandate ✗ No ✓ Yes
ECS / insurance auto-debit ✗ No ✓ Yes
Cheque clearing (CTS) ✗ No ✓ Yes (auto)

For Bank of India MICR codes across West Bengal, visit the Bank of India MICR directory for West Bengal. For TDS challan codes, find the BSR code using the BSR Code Lookup.

Cities in West Bengal with Bank of India IFSC Codes

Bank of India has a presence in 230 cities across West Bengal with IFSC-enabled branches on the RBI's NEFT/RTGS network:

24Parganas 2 Abash Ps Kotwali, District Midnapore 1 Amtala Wb 1 Andal Dist Burdwan 1 Andul Distt Howrah 1 Andulberia District Murshidabad 1 Araumbagh Wb 1 Asansol 2 Badarhat 1 Bagan Dadpur Wb 1 Bagula Dist Nadia West Bengal 1 Baharasole Dist Midnapore 1 Bahuia Dist Burdwan 1 Bahutali Dist Murshidabad 1 Bakra Dist Midanapore 1 Balurghat West Bengal 1 Bamangachhi Distt North Twenty Four Parganas 1 Bamchandaipur Burdwan 1 Bamunia 1 Bangalbari Dist North Dinajpur 1 Bankra Disthowra 1 Bankura 8 Barddhaman 4 Barrackpore West Bengal 1 Basirhat 2 Basudebpur 1 Bathuary Ps Egra District Midnapore 1 Beliara 1 Beraberi Dist Hooghly 1 Berhampur 3 Bethuadahari 1 Bhadutala Dist Midnapore 1 Bhangore Bijoyganj South Twenty Four Parganas 1 Bhebia Dist Twenty Four Parganas North 1 Bibirhat More 1 Billeswar Dist Burdwan 1 Biramnagar Po Sangrampur 1 Birbhum 2 Bishnupur District Bankura 1 Bogra Dist Burdwan 1 Bokchora North Twenty Four Parganas 1 Bora Dist Hooghly 1 Bulchandrapur 1 Burdwan West Bengal 7 Canningwest Bengal 1 Chakdah 2 Champdani Pobaidyabati Dist Hooghly 1 Chandannagar Wb 1 Chandipur Distnorth Twenty Four Parganas 1 Chandni Chowk Hat Dist Murshidabad 1 Chapra West Bengal 1 Chhatriwest Bengal 1 Companirthek South Twenty Four Parganas 1 Contai 1 Cooch Behar Wb 1 Coochbehar 1 Dalkhola Wb 1 Danagram Distsouth Dinajpur 1 Dankuni Hoogly Dist West Bengal 1 Darjeeling 3 Darjiling 2 Darjling 1 Debaipur Dist Murshidabad 1 Deulihatkholasouth 24 Parganas 1 Dharwad 1 Dhatrigram Dist Burdwan 1 Dhulasimladistrict Howrah 1 Digha Via Dattapukur Dist 24 North Pargana 1 Digruighatpo Baradigruidist Hooghly 1 Dinajpur Wb 1 Dinhata Distt Coochbehar Wb 1 Domkal 1 Domohani Bazar Dist Burdwan 1 Durgapur 1 Duttapurpo Krishnarampur Dist Hooglhly 1 Ethelbaridist Jalpaiguri 1 Fagupur P S Sadar District Burdwan 1 Falakata Distt Jalpaiguri Wb 1 Gandharbapur 1 Gangarampur 1 Ghatal 1 Godaannada P S Kalna District Burdwan 1 Golabari Dist Twenty Four Paragans North 1 Gopalmatt Durgapur Wb 1 Gopalnagar Dist Hooghly 1 Gramkulti Via Ilsobamondalaidistburdwan 1 Gudhia Dist Murshidabad 1 Gumadangi Howrah 1 Habra Wb 1 Haldia Port Town 1 Haora 1 Harinavi, South 24 Paraganas 1 Hasanpur Dist Murshidabad 1 Hatisala District Nadia 1 Hishabidist Twenty Four North Paraganas 1 Hooghly 1 Hoogly 6 Hotor Dist South Twenty Four Parganas 1 Howrah 19 Hugli 1 Islampur District North Dinajpur 1 Jalpaiguri 4 Jamshedpur 1 Jamuria Bazar Dist Burdwan 1 Jaugram Dist Burdwan 1 Jayanagar Majilpur Dist Twenty Four Parganas 1 Jaynagar Wb 1 Jaypur Dist Midnapore 1 Jhapandangapo Abujhatidist Burdwan 1 Jhargram West Bengal 1 Jhinka Distnorth Twenty Four Parganas 1 Jibanti P S Kandidist Murshidabad 1 Kable Po Dakshin Rasulpurdist Hoogly 1 Kadamtala 1 Kalara 1 Kalimpong 2 Kalinagar 1 Kalyani 1 Kalyani Wb 1 Kankandighi 1 Kanraria Dist Hooghly 1 Kantapahari District Midnapore 1 Kashinagardist Twenty Four Paragana South 1 Katiahat Dist Twenty Four Parganas North 1 Katjuridangadistrict Bankura 1 Katwa 1 Khagenhat Via Birparadist Jalpaiguri 1 Khanturadistrict Twenty Four Parganas North 1 Kharagpur 1 Khargram Dist Murshidabad 1 Kholapota District Twenty Four Parganas North 1 Khosbag 1 Koch Bihar 1 Kolkata 89 Krishnagar Distnadia 2 Lalpur West Bengal 1 Madarat 1 Madhyamgram 1 Mahispota Wb 1 Mainaguri Distt Jalpaiguri 1 Maju District Howrah 1 Mal Distt Jalpaiguri 1 Malda 4 Maldah 1 Mallguri Distt Darjeeling Wb 1 Manikpir Dist Howrah 1 Maslandpur 1 Mathurapur Wb 1 Matigara Siliguri 1 Medinipur 1 Midnapur 3 Mirhatidist 24 North Parganas 1 Mirikpur Ps Tamlukdistrict Midnapore 1 Mithani Dist Burdwan 1 Mograhat 1 Mondal Para Dist 24 Parganas North 1 Murarisha Chowmathadist 24 North Parganas 1 Murshidabad 5 Nadia 3 Nandai 1 Nashipur Balagachh Dist Murshidabad 1 Neamatpur 1 Nehari Dist Midnapore 1 Nokari Via Ranaghat Dist Nadia 1 Noorpur 1 North 24 Parganas 17 Okrabari Dist Cooch Behar 1 Palsit Po Bhaita Dist Burdwan 1 Panchaldistrict Bankura 1 Parganas 1 Paschim Bardhaman 1 Paschim Medinipur 1 Paschimi Singhbhum 2 Phulia 1 Pifa Bazar North Twenty Four Parganas 1 Purba Medinipur 3 Purba Midnapore 1 Purbaramnagore Disthooghly 1 Purulia 1 Purulia West Bengal 2 Puruliya 1 Radhanagar Dist South Dinajpur 1 Raghunathpur 1 Raidighi 2 Raigunj 1 Rajanagar Dist Murshidabad 1 Rajbandh Wb 1 Ramkanali Dist Purulia 1 Rampur Wb 1 Rampurhat 1 Ranaghat 2 Rangdhamalidist Jailpaiguri 1 Raniganj 1 Raninagar Dist Murshidabad 1 Ratanpur District Bankura 1 Rayan Wb 1 Rupasgari Dist Howrah 1 Sahapur 1 Sahi Sherpur Dist Murshidabad 1 Sainthia 1 Salkia 1 Sanktia Dist Burdwan 1 Sarberia Dist Twenty Four Parganas South 1 Sarisha 1 Sasati Dist Howrah 1 Sat Bankura District Midnapore 1 Satgachia Dist Burdwan 1 Satmile Block Contai Idistrict Midnapore 1 Sattari District Malda 1 Sayesta Nagar Distnorth Twenty Four Parganas 1 Shyamsundar Wb 1 Siliguri District Darjeeling 3 Silinda Dist Nadia 1 Silliguri 2 South 24 Parganas 6 Srikrishnanagardist South Twenty Four Parganas 1 Sundipukur North Twenty Four Parganas 1 Suri Dangalpara West Bengal 1 Talbagicha 1 Tarakeswar District Hooghly 1 Tardah Bazar Dist South Twenty Four Parganas 1 Tentulia Dist Murshidabad 1 Tinbatti More Distt Jalpaiguri 1 Tribeni 1 Tungidighi Dist North Dinajpur 1 Twenty Four Parganas 1 Ushaharan Dist South Dinajpur 1 Uttar Dinajpur 1 Uttarpara 1 West Bengal 1

Branch counts reflect IFSC-enabled branches on the RBI NEFT/RTGS network as of Jun 2026. Data sourced from RBI official records.

To browse Bank of India branches in other states, visit the Bank of India IFSC directory. For all bank IFSC codes, use the IFSC Code Lookup homepage. For loan planning, try the free EMI Calculator.

Data sourced from RBI NEFT/RTGS master records and NPCI. Last reviewed Jun 2026 by BankZop Editorial Team.

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Frequently Asked Questions — Bank of India IFSC Codes in West Bengal