How many Bank of India branches are in Odisha?

Bank of India has 299 branches across 161 cities in Odisha, all registered on the RBI's NEFT/RTGS network. Each branch has a unique 11-character IFSC code required for all electronic fund transfers. Use the city list above to find your specific branch.

How do I find the IFSC code for my Bank of India branch in Odisha?

To find your Bank of India IFSC code in Odisha: (1) Select your city from the list above, (2) Click your branch name, (3) The 11-character IFSC code is displayed on the result page with a one-click Copy button. You can also check the first page of your Bank of India passbook, the cheque leaf, or your net banking account details.

What is the IFSC code used for at Bank of India branches in Odisha?

The Bank of India IFSC code in Odisha is required for: NEFT transfers — National Electronic Funds Transfer (batch-based, any amount, 24×7)RTGS transfers — Real Time Gross Settlement (instant, above ₹2 lakh)IMPS transfers — Immediate Payment Service (24×7, instant, up to ₹5 lakh)UPI account linking — adding your Bank of India account to UPI apps like PhonePe, GPay, BHIMBeneficiary registration — adding payees in net banking

Is the IFSC code the same for all Bank of India branches in Odisha?

No. Every Bank of India branch in Odisha has a unique 11-character IFSC code. The first 4 characters identify the bank, the 5th character is always 0 (reserved by RBI), and the last 6 characters identify the specific branch. Two branches of Bank of India in Odisha share the same 4-letter bank code but always have different branch codes.

What is the minimum amount for RTGS using a Bank of India Odisha IFSC code?

RTGS transfers to Bank of India branches in Odisha require a minimum of ₹2 lakh per transaction — there is no upper limit. RTGS settles in real time during RBI operating hours (7:00 AM to 6:00 PM on working days). For amounts below ₹2 lakh, use NEFT (half-hourly batches, available 24×7) or IMPS (instant 24×7, up to ₹5 lakh per transaction). All three transfer systems require the 11-character IFSC code of the specific Bank of India branch in Odisha where the recipient's account is held.

Do Bank of India IFSC codes in Odisha change after a bank merger?

Yes — bank mergers can deactivate existing IFSC codes. When the RBI merges two banks, branches of the absorbed bank receive new IFSC codes under the surviving bank's code prefix. Old codes are deactivated — sometimes immediately, sometimes on a scheduled future date. If Bank of India has been involved in a merger, some Odisha branches may have received new IFSC codes. BankZop publishes codes from RBI master records as of Jun 2026. Before initiating a large RTGS transfer to a Bank of India account in Odisha, verify the IFSC is still active on the RBI's official IFSC lookup.

Can I use any Bank of India Odisha branch IFSC code for NEFT?

No. For receiving NEFT or RTGS transfers, you must provide the IFSC code of the specific Bank of India branch where your account is held — not any branch in Odisha. The IFSC code routes the transfer to the exact branch and account. Using a different branch's IFSC code will cause the transfer to fail or be credited to the wrong account.

How do I verify my Bank of India IFSC code in Odisha?

You can verify your Bank of India branch IFSC code in Odisha three ways: (1) Use BankZop — navigate State → City → Branch for the official RBI-sourced IFSC code. (2) Check the first page of your Bank of India passbook — IFSC code is printed alongside your account number. (3) Log into Bank of India internet banking and navigate to Account Details. All data on BankZop is sourced from RBI NEFT/RTGS master records.

Bank of India IFSC Code Odisha — 299 Branches Across 161 Cities

Bank of India IFSC Codes in Odisha — Complete City Directory

Bank of India operates 299 branches across 161 cities in Odisha, all registered on the Reserve Bank of India's NEFT and RTGS payment networks. Every branch has a unique 11-character IFSC code — the mandatory identifier for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. BankZop's Bank of India Odisha IFSC directory is sourced directly from official RBI master data and updated regularly, making it the most reliable source for accurate branch IFSC codes in Odisha.

Whether you are sending money to a Bank of India account in Odisha via NEFT, registering a beneficiary in net banking, or linking your account to a UPI app, you need the exact IFSC code of the specific Bank of India branch in Odisha where the account is held. Use the city list above to navigate directly to your branch.

How to Find Your Bank of India IFSC Code in Odisha

Finding the correct IFSC code takes under 30 seconds on BankZop. Here is the exact process:

Step 1 — Select City: You are already on the Odisha page. Choose your city from the list above. Use the search box to filter instantly if the city list is long.
Step 2 — Select Branch: The city page lists all Bank of India branches in that city. Click your specific branch — the one where your savings or current account is held.
Step 3 — Copy IFSC Code: The branch result page shows the full 11-character IFSC code with a one-click Copy button. It also shows the MICR code, BSR code, address, pincode, and phone number for the same branch.

If you already have your Bank of India passbook or cheque book, the IFSC code is printed on the first page of the passbook and on each cheque leaf. You can verify it matches our database using the BankZop lookup above.

Why Each Bank of India Branch in Odisha Has a Different IFSC Code

Every Bank of India branch in Odisha has a unique 11-character IFSC code structured as follows:

Characters 1–4 (Bank Code): Always the same for all Bank of India branches everywhere in India. These four letters are the bank's unique RBI-assigned identifier. All Bank of India branches — whether in Odisha or any other state — share the same 4-letter bank code prefix.
Character 5 (Reserved Zero): Always the digit 0 — never the letter O. Reserved by the RBI for future use. Any IFSC code with a different character here is invalid.
Characters 6–11 (Branch Code): This is what makes each Bank of India branch in Odisha unique. The final 6 alphanumeric characters are the branch-specific identifier assigned by the bank. No two Bank of India branches in Odisha — or anywhere in India — share the same full 11-character IFSC code.

This structure means you can validate any IFSC code by checking the first 4 characters match the bank and the 5th character is always 0. If either condition fails, the code is invalid.

When You Need the Bank of India Odisha IFSC Code

NEFT and RTGS Transfers to Bank of India Accounts in Odisha

When someone wants to send money to your Bank of India account in Odisha via NEFT or RTGS, they need your account number and the IFSC code of your specific branch. NEFT (operated by the RBI) settles in half-hourly batches and works for any amount. RTGS settles in real time and requires a minimum of ₹2 lakh. Both require the exact IFSC code — a single wrong character causes the transfer to fail or be rejected.

IMPS Transfers

IMPS, operated by NPCI, enables instant 24×7 transfers including weekends and holidays. Transfers to Bank of India accounts in Odisha via IMPS require either the IFSC code + account number, or MMID + mobile number. The IFSC code route is the most common for transfers to known beneficiaries.

UPI Account Linking

When you add your Bank of India Odisha branch account to a UPI app — PhonePe, Google Pay, BHIM, Paytm, or any other — the app requires your IFSC code to validate and register your account on NPCI's UPI network. Once registered, day-to-day UPI payments use your VPA (Virtual Payment Address) and you don't need to re-enter the IFSC.

Beneficiary Registration in Net Banking

Before sending money to a Bank of India account in Odisha from another bank's net banking portal, you must add it as a beneficiary. The form requires the account holder's account number and the IFSC code of their specific Bank of India branch in Odisha. Always verify the IFSC on BankZop before registering a new beneficiary, especially for large or recurring transfers.

Bank of India IFSC vs MICR in Odisha — Which to Use

Both codes identify a Bank of India branch in Odisha but serve entirely different banking systems. Using the wrong code for the wrong purpose is one of the most common banking errors:

Purpose	Use IFSC	Use MICR
NEFT / RTGS transfer	✓ Yes	✗ No
IMPS / UPI account linking	✓ Yes	✗ No
SIP / NACH mandate	✗ No	✓ Yes
ECS / insurance auto-debit	✗ No	✓ Yes
Cheque clearing (CTS)	✗ No	✓ Yes (auto)

For Bank of India MICR codes across Odisha, visit the Bank of India MICR directory for Odisha. For TDS challan codes, find the BSR code using the BSR Code Lookup.

Cities in Odisha with Bank of India IFSC Codes

Bank of India has a presence in 161 cities across Odisha with IFSC-enabled branches on the RBI's NEFT/RTGS network:

Akhuapada District Bhadrak 1 Alati Distkeonjhar 1 Anandapur 1 Angul 5 Angul Dist Angul 2 Argulodisha 1 Ayatan Dist Kendrapada 1 Bachhuripal Dist Mayurbhanj 1 Bada Dalima Odisha 1 Badabramhanmara Dist Mayurbhanj 1 Badagada Dist Ganjam 1 Badampahar Dist Mayurbhanj 1 Bahalda Dist Mayurbhanj 1 Baisinga Dist Mayurbhanj 1 Balangir 1 Balasore 4 Baleshwar 4 Bancho Dist Keonjhar 1 Bangriposi Dist Mayurbhanj 1 Banspalodisha 1 Barabila Distkeonjhar 1 Barbil 1 Bargah Orissa 1 Bargarh 3 Baripada 4 Barsahi Dist Mayurbhanj 1 Basta Dist Balasore 1 Berhampur 2 Betnoti Dist Mayurbhanj 1 Bhadrak 3 Bhadrak Or 2 Bhanjanagar Orissa 1 Bhawanipatna 1 Bhubaneshwar 18 Bijatala Dist Mayurbhanj 1 Bipilingi Dist Ganjam 1 Bisoi Dist Mayurbhanj 1 Bolangir 1 Bolangir Dist Bolangir 1 Borda Dist Kalahandi 1 Boula Dist Keonjhar 1 Brundabanchandrapur Dist Mayurbhanj 1 Champua Dist Keonjhar 1 Chatani Dist Mayurbhanj 1 Chhatrapur Odisha 1 Chilida Or 1 Chitrada Dist Mayurbhanj 1 Cuttack 18 Daitari Dist Keonjhar 1 Daspalla 1 Daulatpur Dist Bhadrak 1 Deogarh 1 Deriki Dist Jagatsinghpur 1 Dhankauda Dist Sambalpur 1 Dhenkanal 5 Dhenkikote Dist Keonjhar 1 Dighi Dist Mayurbhanj 1 Dist Boudh Orissa 1 Dubri Pskalinga Nagar Orissa 1 Dukura 1 Gajapati Orissa 1 Ganjam 10 Ghasipura District Keonjhar 1 Ghatgaon Dist Keonjhar 1 Gorumahisani 1 Harichandanpur Direict Keonjhar 1 Haripur Dist Khurda 1 Hatadihi District Keonjhar 1 Ichinda Dist Mayurbhanj 1 Jagatsinghpur 1 Jagatsinghpur Or 1 Jajpur 2 Jajpur Odisha 3 Jajsola Distt Mayurbhanj 1 Jamda Dist Mayurbhanj 1 Jarada Dist Ganjam 1 Jareikela Dist Sundergarh 1 Jashipur Dist Mayurbhanj 1 Jeypore 1 Jharia 1 Jharsuguda 4 Jhinkiria Dist Mayurbhanj 1 Jhumpura District Keonjhar 1 Kadabarang Dist Bhadrak 1 Kalahandi 1 Kandia Dist Kendrapada 1 Karanjia Dist Mayurbhanj 1 Kendrapara 1 Kendrapara Or 2 Keonjhar 11 Kesramal Dist Sundergarh 1 Kharirar Distt Nuapada Or 1 Khetribarapur Dist Ganjam 1 Khordaodisha 2 Khordha 7 Khunta Idist Mayurbhanj 1 Khurda 13 Kodapada Dist Keonjhar 1 Konisi Or 1 Koraput 1 Kostha 1 Kuarmunda Dist Sundergarh 1 Mahuldiha Dist Sundergarh 1 Malkajgiri 1 Manatri 1 Mayurbhanj 12 Naranpur Distt Keonjhar 1 Narla Dist District Kalahandi 1 Nawarangpur 1 Nawarangpur Odisha 1 Nayagarh Orissa 3 Nuagan Dist Mayurbhanj 1 Nuapada 1 Nuasantha Dist Puri 1 Padhia Dist Mayurbhanj 1 Palaspanga Distkeonjhar 1 Paradeep 2 Patnagarh 1 Phulabani Orissa 1 Poda Astia Distt Mayurbhanj 1 Puri 10 Puruna Baripada Dist Mayurbhanj 1 Ragadi Dist Jajpur 1 Raghunathpur 1 Rairangpur Dist Mayurbhanj 1 Rajasunakhala Or 1 Rajgarh Panchayat Dist Kendrapada 1 Ramchandrapur Distkeonjhar 1 Randia Dist Bhadrak 1 Rangamatia Dist Mayurbhanj 1 Raruan Dist Mayurbhanj 1 Ravanapalaspal Dist Keonjhar 1 Rayagada 1 Remuna Distbalasore 1 Rourkela 5 Saharpada Dist Keonjhar 1 Salabani 1 Sambalpur 6 Similipal Dist Mayurbhanj 1 Singhipur Dist Khurda 1 Sirigida Dist Keojhar 1 Sirsa 1 Sonepur 1 Soro 1 Suakati Dist Keonjhar 1 Sukruli Dist Mayurbhanj 1 Suliapada Dist Mayurbhanj 1 Sumandal Dist Ganjam 1 Sunabeda Dist Koraput 1 Sundargarh 4 Sundargarh Orissa 1 Sundergarh 1 Swam Patna Dist Keonjhar 1 Tangi Distt Cuttack 1 Telkoi District Keonjhar 1 Thakurmunda Dist Mayurbhanj 1 Titlagarh 1 Turigadia District Balasore 1 Turumunga Dist Keonjhar 1 Udala Dist Mayurbhanj 1 Udaypur Dist Keonjhar 1

Branch counts reflect IFSC-enabled branches on the RBI NEFT/RTGS network as of Jun 2026. Data sourced from RBI official records.

To browse Bank of India branches in other states, visit the Bank of India IFSC directory. For all bank IFSC codes, use the IFSC Code Lookup homepage. For loan planning, try the free EMI Calculator.

Bank of India IFSC Codes in Odisha — All Cities