How many Bank of India branches are in Gujarat?

Bank of India has 433 branches across 232 cities in Gujarat, all registered on the RBI's NEFT/RTGS network. Each branch has a unique 11-character IFSC code required for all electronic fund transfers. Use the city list above to find your specific branch.

How do I find the IFSC code for my Bank of India branch in Gujarat?

To find your Bank of India IFSC code in Gujarat: (1) Select your city from the list above, (2) Click your branch name, (3) The 11-character IFSC code is displayed on the result page with a one-click Copy button. You can also check the first page of your Bank of India passbook, the cheque leaf, or your net banking account details.

What is the IFSC code used for at Bank of India branches in Gujarat?

The Bank of India IFSC code in Gujarat is required for: NEFT transfers — National Electronic Funds Transfer (batch-based, any amount, 24×7)RTGS transfers — Real Time Gross Settlement (instant, above ₹2 lakh)IMPS transfers — Immediate Payment Service (24×7, instant, up to ₹5 lakh)UPI account linking — adding your Bank of India account to UPI apps like PhonePe, GPay, BHIMBeneficiary registration — adding payees in net banking

Is the IFSC code the same for all Bank of India branches in Gujarat?

No. Every Bank of India branch in Gujarat has a unique 11-character IFSC code. The first 4 characters identify the bank, the 5th character is always 0 (reserved by RBI), and the last 6 characters identify the specific branch. Two branches of Bank of India in Gujarat share the same 4-letter bank code but always have different branch codes.

What is the minimum amount for RTGS using a Bank of India Gujarat IFSC code?

RTGS transfers to Bank of India branches in Gujarat require a minimum of ₹2 lakh per transaction — there is no upper limit. RTGS settles in real time during RBI operating hours (7:00 AM to 6:00 PM on working days). For amounts below ₹2 lakh, use NEFT (half-hourly batches, available 24×7) or IMPS (instant 24×7, up to ₹5 lakh per transaction). All three transfer systems require the 11-character IFSC code of the specific Bank of India branch in Gujarat where the recipient's account is held.

Do Bank of India IFSC codes in Gujarat change after a bank merger?

Yes — bank mergers can deactivate existing IFSC codes. When the RBI merges two banks, branches of the absorbed bank receive new IFSC codes under the surviving bank's code prefix. Old codes are deactivated — sometimes immediately, sometimes on a scheduled future date. If Bank of India has been involved in a merger, some Gujarat branches may have received new IFSC codes. BankZop publishes codes from RBI master records as of Jun 2026. Before initiating a large RTGS transfer to a Bank of India account in Gujarat, verify the IFSC is still active on the RBI's official IFSC lookup.

Can I use any Bank of India Gujarat branch IFSC code for NEFT?

No. For receiving NEFT or RTGS transfers, you must provide the IFSC code of the specific Bank of India branch where your account is held — not any branch in Gujarat. The IFSC code routes the transfer to the exact branch and account. Using a different branch's IFSC code will cause the transfer to fail or be credited to the wrong account.

How do I verify my Bank of India IFSC code in Gujarat?

You can verify your Bank of India branch IFSC code in Gujarat three ways: (1) Use BankZop — navigate State → City → Branch for the official RBI-sourced IFSC code. (2) Check the first page of your Bank of India passbook — IFSC code is printed alongside your account number. (3) Log into Bank of India internet banking and navigate to Account Details. All data on BankZop is sourced from RBI NEFT/RTGS master records.

Bank of India IFSC Code Gujarat — 433 Branches Across 232 Cities

Bank of India IFSC Codes in Gujarat — Complete City Directory

Bank of India operates 433 branches across 232 cities in Gujarat, all registered on the Reserve Bank of India's NEFT and RTGS payment networks. Every branch has a unique 11-character IFSC code — the mandatory identifier for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. BankZop's Bank of India Gujarat IFSC directory is sourced directly from official RBI master data and updated regularly, making it the most reliable source for accurate branch IFSC codes in Gujarat.

Whether you are sending money to a Bank of India account in Gujarat via NEFT, registering a beneficiary in net banking, or linking your account to a UPI app, you need the exact IFSC code of the specific Bank of India branch in Gujarat where the account is held. Use the city list above to navigate directly to your branch.

How to Find Your Bank of India IFSC Code in Gujarat

Finding the correct IFSC code takes under 30 seconds on BankZop. Here is the exact process:

Step 1 — Select City: You are already on the Gujarat page. Choose your city from the list above. Use the search box to filter instantly if the city list is long.
Step 2 — Select Branch: The city page lists all Bank of India branches in that city. Click your specific branch — the one where your savings or current account is held.
Step 3 — Copy IFSC Code: The branch result page shows the full 11-character IFSC code with a one-click Copy button. It also shows the MICR code, BSR code, address, pincode, and phone number for the same branch.

If you already have your Bank of India passbook or cheque book, the IFSC code is printed on the first page of the passbook and on each cheque leaf. You can verify it matches our database using the BankZop lookup above.

Why Each Bank of India Branch in Gujarat Has a Different IFSC Code

Every Bank of India branch in Gujarat has a unique 11-character IFSC code structured as follows:

Characters 1–4 (Bank Code): Always the same for all Bank of India branches everywhere in India. These four letters are the bank's unique RBI-assigned identifier. All Bank of India branches — whether in Gujarat or any other state — share the same 4-letter bank code prefix.
Character 5 (Reserved Zero): Always the digit 0 — never the letter O. Reserved by the RBI for future use. Any IFSC code with a different character here is invalid.
Characters 6–11 (Branch Code): This is what makes each Bank of India branch in Gujarat unique. The final 6 alphanumeric characters are the branch-specific identifier assigned by the bank. No two Bank of India branches in Gujarat — or anywhere in India — share the same full 11-character IFSC code.

This structure means you can validate any IFSC code by checking the first 4 characters match the bank and the 5th character is always 0. If either condition fails, the code is invalid.

When You Need the Bank of India Gujarat IFSC Code

NEFT and RTGS Transfers to Bank of India Accounts in Gujarat

When someone wants to send money to your Bank of India account in Gujarat via NEFT or RTGS, they need your account number and the IFSC code of your specific branch. NEFT (operated by the RBI) settles in half-hourly batches and works for any amount. RTGS settles in real time and requires a minimum of ₹2 lakh. Both require the exact IFSC code — a single wrong character causes the transfer to fail or be rejected.

IMPS Transfers

IMPS, operated by NPCI, enables instant 24×7 transfers including weekends and holidays. Transfers to Bank of India accounts in Gujarat via IMPS require either the IFSC code + account number, or MMID + mobile number. The IFSC code route is the most common for transfers to known beneficiaries.

UPI Account Linking

When you add your Bank of India Gujarat branch account to a UPI app — PhonePe, Google Pay, BHIM, Paytm, or any other — the app requires your IFSC code to validate and register your account on NPCI's UPI network. Once registered, day-to-day UPI payments use your VPA (Virtual Payment Address) and you don't need to re-enter the IFSC.

Beneficiary Registration in Net Banking

Before sending money to a Bank of India account in Gujarat from another bank's net banking portal, you must add it as a beneficiary. The form requires the account holder's account number and the IFSC code of their specific Bank of India branch in Gujarat. Always verify the IFSC on BankZop before registering a new beneficiary, especially for large or recurring transfers.

Bank of India IFSC vs MICR in Gujarat — Which to Use

Both codes identify a Bank of India branch in Gujarat but serve entirely different banking systems. Using the wrong code for the wrong purpose is one of the most common banking errors:

Purpose	Use IFSC	Use MICR
NEFT / RTGS transfer	✓ Yes	✗ No
IMPS / UPI account linking	✓ Yes	✗ No
SIP / NACH mandate	✗ No	✓ Yes
ECS / insurance auto-debit	✗ No	✓ Yes
Cheque clearing (CTS)	✗ No	✓ Yes (auto)

For Bank of India MICR codes across Gujarat, visit the Bank of India MICR directory for Gujarat. For TDS challan codes, find the BSR code using the BSR Code Lookup.

Cities in Gujarat with Bank of India IFSC Codes

Bank of India has a presence in 232 cities across Gujarat with IFSC-enabled branches on the RBI's NEFT/RTGS network:

Ahmadabad 3 Ahmedabad 75 Alampur 1 Alina Taluka Mahudha District Kheda 1 Alindra Distt Kheda Gj 1 Amod 1 Amreli Gj 1 Anand 5 Anjar 1 Ankaleshwar 1 Atkot Dist Rajkot 1 Awakhal Tal Sinor Distvadodara 1 Babapur Dist Amareli 1 Bagasara Gujrat 1 Baladia 1 Bamangam Tal Borsaddist Anand 1 Banas Kantha 1 Banaskantha Gj 1 Banaskatha 1 Bardoli 1 Baruch 1 Bayad Gj 1 Bed 1 Bedipara 1 Bengaluru 1 Bhachau 1 Bhalpara 1 Bhanvad Dist Jamnagar 1 Bharasar 1 Bharuch 3 Bhat Simroli Tal Keshoddist Junagarh 1 Bhavnagar 6 Bhiloda Dt Sabarkantha 1 Bhimasar Kutch Distt 1 Bhujj 2 Bochasan Dist Anand 1 Botad Dist Bhavnagar 1 Chalthan Dist Surat 1 Chanasma 1 Changodar Gj 1 Chhipdi Dist Kheda 1 Chhota Udepur 2 Chikhli Gujarat 1 Chikhodra Tal Dist Ananad 1 Chotila Gj 1 Dahisara Gandhinagar 1 Dahod 1 Dahodgujarat 1 Dakor Distkheda 1 Dang 1 Danta 1 Dared Distt Jamnagar 1 Dehgam Gj 1 Desalpar Tal Bhuj Dist Kutch 1 Devgadh Baria Gj 1 Dhandhuka 1 Dhansura 1 Dhari Gujrat 1 Dharoli Dist Bharuch 1 Dhokalia Talsankheda Dist Vadodara 1 Dholka Distt Ahmedabad 1 Dhoraji 1 Dhrol Rajkot 1 Dumas Dist Surat 1 Dungarpur Dist Junagarh 1 Dwarka Gj 1 Fatepar Chanol Distrajkot 1 Fort Songadh Dist Tapi 1 Gadhada Distt Bhavnagar 1 Gandhidham 2 Gandhinagar 12 Gandhinagar Gj 1 Ghantia Prachi Tal Veraval Dist Junagarh 1 Godhra 1 Godpar 1 Gondal 2 Gorgam Taluka District Valsad 1 Haldarvas Distt Kheda 1 Halol 1 Halvad Dist Surendranagar 1 Harij 1 Himatnagar Dist Sabarkantha 1 Idar Gujarat 1 Ins Valsuradist Jamnagar 1 Isanpur 1 Itola Dist Vadodara 1 Jalundh Tal Khambat Dist Anand 1 Jamnagar 8 Jangral Tal Dist Patan 1 Jasdan Gujrat 1 Jivapar Dist Rajkot 1 Junagadh 3 Kadi 1 Kalol 3 Kamliwada Tal Dist Patan 1 Kandla 1 Kanjari Dist Kheda 1 Kapadvanj Dt Kheda Gujarat 1 Karamsad 1 Kardej Via Vartej District Bhavnagar 1 Karjan Vadodara 1 Kasturbadham Dist Rajkot 1 Kathana Tal Borsad Dist Anand 1 Kathlal Dist Kheda 1 Kavitha Dist Anand 1 Kera 1 Keshod 1 Kevadia Tal Kapadvanj Dist Kheda 1 Khambat Dist Anand 1 Khatraj Distt Kheda Gj 1 Kheda 4 Kheda Gj 1 Kheda Gujarat 1 Khedbrahma 1 Kheralu Distt Mehsana Gj 1 Khodapipar Dist Rajkot 1 Kim Char Rasta Tal Mangrol Dist Surat 1 Kudasan 1 Kundli Distahmedabad 1 Kunjrao Dist Anand 1 Kutch 1 Kutch Mandvi 2 Kuvadva Dist Rajkot 1 Lalpur Gujrat 1 Lingad Tal Choryasi Dist Surat 1 Longdi Dist Bhavnagar 1 Lunawada 1 Mahesana 1 Mahijada Tal Daskori Distahmedabad 1 Mahuva Gujrat 1 Manavadar Rajkot 1 Mangrol Dist Junagarh 1 Manund Tal Dist Patan 1 Martoli 1 Meda Adrajgujarat 1 Mehsana 4 Modassa 1 Modhwada Tal Dist Porbandar 1 Morvi 2 Mota Fofalia Tal Sinor Distvadodara 1 Mota Karala Distvadodara 1 Moti Virani Tal Nakhatranadist Kutch 1 Mundra Dist Kutch 1 Nadiad 1 Nakhatrana 1 Napad Tal Dist Anand 1 Naranpur 1 Navagam Dist Surat 1 Navsari 4 Neknam Dist Rajkot 1 Nirona Dist Kutch 1 Ognaj Taldaskori Dist Ahmedabad 1 Paddhari Dist Rajkot 1 Palanpur 2 Patan 1 Petlad 1 Pilvai Tal Vaijapur Dist Mehasana 1 Pipariya Gujrat 1 Piplata Dist Kheda 1 Pirana Ahmedabad 1 Pisawada Dist Ahmedabad 1 Porbandar 2 Prantij Dt Sabarkantha 1 Radhanpur Distt Patan Gj 1 Rajkot 17 Rajpipla Gujarat 1 Rajula Gujarat 1 Ranghola Po Sanosara Tal Umraladist Bhavnagar 1 Rav Moti 1 Raval Dist Jamnagar 1 Sadra Tal Dist Gandhinagar 1 Salal Tal Prantijdist Sabarkantha 1 Samarkha Distanand 1 Samlaya Tal Savli Distvadodara 1 Sanand Gj 1 Sanoda Tal Dehgaum Dist Gandhinagar 1 Sardhar Dist Rajkot 1 Saroda Tal Dholka Dist Ahmedabad 1 Satara 1 Satem Dist Navsari 1 Satlasana Distt Mehsana Gj 1 Savali Gj 1 Savarkundlagujrat 1 Siddhpur 1 Sihor Dist Bhavnagar 1 Sodhana Tal Dist Porbandar 1 Sojitra Distanand 1 Songadh Dist Bhavnagar 1 Sukhpar 1 Sultanpur Dist Rajkot 1 Surat 27 Surendranagar 2 Talaja Dist Bhavnagar 1 Talala Rajkot 1 Talod Gujarath 1 Thol Tal Kadi Distmehasana 1 Turkha Tal Botad Dist Bhavnagar 1 Ukardina Muwada Distkheda 1 Umalla Dist Bharuch 1 Una 1 Unjha 1 Upleta Distrajkot 1 Utavali Tal Tilakwada Distnarmada 1 Vadal Sourashtra Dist Junagarh 1 Vadia Dist Amareli 1 Vadinar Dist Jamnagar 1 Vadnagar Dist Mehsana Gj 1 Vadodara 6 Vadodra 24 Vadtal Dist Kheda 1 Valsad 3 Valukad Takhteshwar Taluka Ghogha Dist Bhavnagar 1 Valvada Taluka Mahuva District Surat 1 Vamaj Tal Kadi Distmehasana 1 Vansjalia Dist Jamnagar 1 Vapi 2 Vasad Gujarat 1 Vasana Tal Borsad Dist Anand 1 Vayor Kutch Gj 1 Velavadar Dist Bhavnagar 1 Veraval Gujrath 2 Vijalpor Dist Navasari 1 Vijapur Dist Mehsana Gj 1 Vinchhiya 1 Viramgam Gj 1 Visnagar Dist Mehasana 1 Vyara Dist Surat 1 Wadhwan 1 Wanghroli Distkheda 1 Wankaner Rajkot 1 Wankaner Tal Savali Dist Vadodara 1 Zak Tal Dehgam Gujarath 1

Branch counts reflect IFSC-enabled branches on the RBI NEFT/RTGS network as of Jun 2026. Data sourced from RBI official records.

To browse Bank of India branches in other states, visit the Bank of India IFSC directory. For all bank IFSC codes, use the IFSC Code Lookup homepage. For loan planning, try the free EMI Calculator.

Bank of India IFSC Codes in Gujarat — All Cities