How many Bank of India branches are in Bihar?

Bank of India has 371 branches across 227 cities in Bihar, all registered on the RBI's NEFT/RTGS network. Each branch has a unique 11-character IFSC code required for all electronic fund transfers. Use the city list above to find your specific branch.

How do I find the IFSC code for my Bank of India branch in Bihar?

To find your Bank of India IFSC code in Bihar: (1) Select your city from the list above, (2) Click your branch name, (3) The 11-character IFSC code is displayed on the result page with a one-click Copy button. You can also check the first page of your Bank of India passbook, the cheque leaf, or your net banking account details.

What is the IFSC code used for at Bank of India branches in Bihar?

The Bank of India IFSC code in Bihar is required for: NEFT transfers — National Electronic Funds Transfer (batch-based, any amount, 24×7)RTGS transfers — Real Time Gross Settlement (instant, above ₹2 lakh)IMPS transfers — Immediate Payment Service (24×7, instant, up to ₹5 lakh)UPI account linking — adding your Bank of India account to UPI apps like PhonePe, GPay, BHIMBeneficiary registration — adding payees in net banking

Is the IFSC code the same for all Bank of India branches in Bihar?

No. Every Bank of India branch in Bihar has a unique 11-character IFSC code. The first 4 characters identify the bank, the 5th character is always 0 (reserved by RBI), and the last 6 characters identify the specific branch. Two branches of Bank of India in Bihar share the same 4-letter bank code but always have different branch codes.

What is the minimum amount for RTGS using a Bank of India Bihar IFSC code?

RTGS transfers to Bank of India branches in Bihar require a minimum of ₹2 lakh per transaction — there is no upper limit. RTGS settles in real time during RBI operating hours (7:00 AM to 6:00 PM on working days). For amounts below ₹2 lakh, use NEFT (half-hourly batches, available 24×7) or IMPS (instant 24×7, up to ₹5 lakh per transaction). All three transfer systems require the 11-character IFSC code of the specific Bank of India branch in Bihar where the recipient's account is held.

Do Bank of India IFSC codes in Bihar change after a bank merger?

Yes — bank mergers can deactivate existing IFSC codes. When the RBI merges two banks, branches of the absorbed bank receive new IFSC codes under the surviving bank's code prefix. Old codes are deactivated — sometimes immediately, sometimes on a scheduled future date. If Bank of India has been involved in a merger, some Bihar branches may have received new IFSC codes. BankZop publishes codes from RBI master records as of Jun 2026. Before initiating a large RTGS transfer to a Bank of India account in Bihar, verify the IFSC is still active on the RBI's official IFSC lookup.

Can I use any Bank of India Bihar branch IFSC code for NEFT?

No. For receiving NEFT or RTGS transfers, you must provide the IFSC code of the specific Bank of India branch where your account is held — not any branch in Bihar. The IFSC code routes the transfer to the exact branch and account. Using a different branch's IFSC code will cause the transfer to fail or be credited to the wrong account.

How do I verify my Bank of India IFSC code in Bihar?

You can verify your Bank of India branch IFSC code in Bihar three ways: (1) Use BankZop — navigate State → City → Branch for the official RBI-sourced IFSC code. (2) Check the first page of your Bank of India passbook — IFSC code is printed alongside your account number. (3) Log into Bank of India internet banking and navigate to Account Details. All data on BankZop is sourced from RBI NEFT/RTGS master records.

Bank of India IFSC Code Bihar — 371 Branches Across 227 Cities

Bank of India IFSC Codes in Bihar — Complete City Directory

Bank of India operates 371 branches across 227 cities in Bihar, all registered on the Reserve Bank of India's NEFT and RTGS payment networks. Every branch has a unique 11-character IFSC code — the mandatory identifier for all electronic fund transfers including NEFT, RTGS, IMPS, and UPI. BankZop's Bank of India Bihar IFSC directory is sourced directly from official RBI master data and updated regularly, making it the most reliable source for accurate branch IFSC codes in Bihar.

Whether you are sending money to a Bank of India account in Bihar via NEFT, registering a beneficiary in net banking, or linking your account to a UPI app, you need the exact IFSC code of the specific Bank of India branch in Bihar where the account is held. Use the city list above to navigate directly to your branch.

How to Find Your Bank of India IFSC Code in Bihar

Finding the correct IFSC code takes under 30 seconds on BankZop. Here is the exact process:

Step 1 — Select City: You are already on the Bihar page. Choose your city from the list above. Use the search box to filter instantly if the city list is long.
Step 2 — Select Branch: The city page lists all Bank of India branches in that city. Click your specific branch — the one where your savings or current account is held.
Step 3 — Copy IFSC Code: The branch result page shows the full 11-character IFSC code with a one-click Copy button. It also shows the MICR code, BSR code, address, pincode, and phone number for the same branch.

If you already have your Bank of India passbook or cheque book, the IFSC code is printed on the first page of the passbook and on each cheque leaf. You can verify it matches our database using the BankZop lookup above.

Why Each Bank of India Branch in Bihar Has a Different IFSC Code

Every Bank of India branch in Bihar has a unique 11-character IFSC code structured as follows:

Characters 1–4 (Bank Code): Always the same for all Bank of India branches everywhere in India. These four letters are the bank's unique RBI-assigned identifier. All Bank of India branches — whether in Bihar or any other state — share the same 4-letter bank code prefix.
Character 5 (Reserved Zero): Always the digit 0 — never the letter O. Reserved by the RBI for future use. Any IFSC code with a different character here is invalid.
Characters 6–11 (Branch Code): This is what makes each Bank of India branch in Bihar unique. The final 6 alphanumeric characters are the branch-specific identifier assigned by the bank. No two Bank of India branches in Bihar — or anywhere in India — share the same full 11-character IFSC code.

This structure means you can validate any IFSC code by checking the first 4 characters match the bank and the 5th character is always 0. If either condition fails, the code is invalid.

When You Need the Bank of India Bihar IFSC Code

NEFT and RTGS Transfers to Bank of India Accounts in Bihar

When someone wants to send money to your Bank of India account in Bihar via NEFT or RTGS, they need your account number and the IFSC code of your specific branch. NEFT (operated by the RBI) settles in half-hourly batches and works for any amount. RTGS settles in real time and requires a minimum of ₹2 lakh. Both require the exact IFSC code — a single wrong character causes the transfer to fail or be rejected.

IMPS Transfers

IMPS, operated by NPCI, enables instant 24×7 transfers including weekends and holidays. Transfers to Bank of India accounts in Bihar via IMPS require either the IFSC code + account number, or MMID + mobile number. The IFSC code route is the most common for transfers to known beneficiaries.

UPI Account Linking

When you add your Bank of India Bihar branch account to a UPI app — PhonePe, Google Pay, BHIM, Paytm, or any other — the app requires your IFSC code to validate and register your account on NPCI's UPI network. Once registered, day-to-day UPI payments use your VPA (Virtual Payment Address) and you don't need to re-enter the IFSC.

Beneficiary Registration in Net Banking

Before sending money to a Bank of India account in Bihar from another bank's net banking portal, you must add it as a beneficiary. The form requires the account holder's account number and the IFSC code of their specific Bank of India branch in Bihar. Always verify the IFSC on BankZop before registering a new beneficiary, especially for large or recurring transfers.

Bank of India IFSC vs MICR in Bihar — Which to Use

Both codes identify a Bank of India branch in Bihar but serve entirely different banking systems. Using the wrong code for the wrong purpose is one of the most common banking errors:

Purpose	Use IFSC	Use MICR
NEFT / RTGS transfer	✓ Yes	✗ No
IMPS / UPI account linking	✓ Yes	✗ No
SIP / NACH mandate	✗ No	✓ Yes
ECS / insurance auto-debit	✗ No	✓ Yes
Cheque clearing (CTS)	✗ No	✓ Yes (auto)

For Bank of India MICR codes across Bihar, visit the Bank of India MICR directory for Bihar. For TDS challan codes, find the BSR code using the BSR Code Lookup.

Cities in Bihar with Bank of India IFSC Codes

Bank of India has a presence in 227 cities across Bihar with IFSC-enabled branches on the RBI's NEFT/RTGS network:

Adampur Dist Bhagalpur 1 Aghara Dist Jamui 1 Ahiyapur Distt Muzaffarpur 1 Ajwan Dist Patna 1 Aliganj Habibpur 1 Aran Dist Saharsa 1 Araria 1 Araria Bihar 1 Arrah Bihar 2 Arwal 1 Aurangabad 3 Bagaha Paschimi Champaran Bh 1 Bahadurpur Distarwal 1 Baheri 1 Baidrabad Distarwal 1 Bakhtiarpur Disttpatna 1 Bangaon Dist Saharsa 1 Banka 2 Bankatta Chowk Dist Madhubani 1 Banmankhi 1 Barauni 1 Bariaria Dist East Champaran 1 Bariyarpur Distt Munger Bh 1 Basuki Behari Dist Madhubani 1 Baunsi Distt Banka Bh 1 Bedauli Dist Darbhanga 1 Begusarai 5 Bejha 1 Benipur 1 Bettiah Dist Muzaffarpur 1 Bhabuau Bh 1 Bhadaula Dist Kaimur 1 Bhagalpur 11 Bhagwanpur District Vaishali 1 Bhagwanpur Distt Muzaffarpur 1 Bhaisahwa 1 Bharwari Distmazaffarpur 1 Bhasar Machhaha Dist Sitamarhi 1 Bhawanipur Dist Bhagalpur 1 Bhelwa Dist Saharsa 1 Bhimpur Bihar 1 Bhitha Dist Sitamarhi 1 Bhitha More Distt Sitamarhi 1 Bhojpur 1 Bihar Sharif 4 Bihariganj 1 Bihia 1 Bihta Bh 1 Bikramganj Dist Rohtas 1 Binodpur Distkatihar 1 Bisaul District Madhubani 1 Bodh Gaya Dist Gaya 1 Bramhpur Distt Buxar Bh 1 Buxar 2 Champaran 1 Chandaur Dist Saharsa 1 Chanpatia Bihar 1 Chapra 2 Chhapra 1 Chorma District East Champaran 1 Dalsinghsarai Bh 1 Danapur Bh 1 Daranagar Dist Rohtas 1 Darbhanga 9 Dariyapur Chainpur Dist Patna 1 Dehri On Sone 2 Desari 1 Dheevar Dist Patna 1 Dhekha Sirsa Disteast Champaran 1 Dighwara 1 Dumra 1 Dumraon Bihar 2 East Chamaparan 1 East Champaran 1 Fatehpur Dist Gaya 1 Fatwah 1 Forbbesganj Bh 1 Gamharia 1 Gaya 2 Gaya Bihar 5 Gerabari 1 Gethaura Dist Katihar 1 Gogri Jamalpur Distt Khagaria Bh 1 Golma District Saharsa 1 Gopalganj 4 Gopalganj Bihar 2 Gorakhari Distpatna 1 Hajipur 3 Hathouri Dist Muzaffarpur 1 Haveli Kharagpur Distmunger 1 Hisua Bh 1 Jadia 1 Jamalpur Dist Munger 1 Jamuhar Bihar 1 Jamui 4 Jhajha Distt Jamui Bihar 1 Jhanjharpur Bh 1 Jibdhara Dist East Champaran 1 Kailgarh Dist Siwan 1 Kamdeopur Dist Banka 1 Kanti Thermal Power Dist Muzaffarpur 1 Kasba Sangameshwar Mh 1 Katihar 4 Katoria Dist Banka 1 Kauwa Dist Samastipur 1 Kendui Distgaya 1 Kewas Jagir Dist Samastipur 1 Khagaria 1 Khagaria Bihar 1 Khagaul 1 Kharahara Distbanka 1 Kishanganj 1 Kishanganj Bihar 1 Kochas Bihar 1 Koshila Dist Gaya 1 Kunriya Dist East Champaran 1 Lagma Distt Darbhanga 1 Lakhisarai 1 Lalbagh Bihar 1 Laufa Distt Madhubani 1 Lauriya Basmatta Dist Banka 1 Lawapur Narayan Dist Vaishali 1 Madhepura 3 Madhuaha Birit Dist East Champaran 1 Madhubani 7 Madnapur 1 Maharajganj 1 Mahdah Dist Buxar 1 Mahraurh Dist Rohtas 1 Mairwa Distt Siwan 1 Maker Dist Saran 1 Makhdumpur Dist Arawali 1 Maner 1 Manjhaul Begusarai Dist 1 Masaurhi 1 Mirganj Dist Gopalganj 1 Mohadi 1 Motihari 2 Motipur Dist Supaul 1 Mow Bazidpur Dist Samastipur 1 Munger 2 Muzaffarpur 15 Nalanda 7 Naubatpur Dist Patna 1 Nawadah Bihar 1 Nirmali 1 Nisarpura Dist Patna 1 Nokha 1 Paigambarpur Kolhua Distt Muzaffarpur 1 Parorabihar 1 Parsa Bazar Dist Saran 1 Parsauni Bh 1 Parwaha Distsitamarhi 1 Patna 37 Patna City 3 Piplawan Distpatna 1 Pirari Dist West Champaran 1 Piro Bh 1 Punaura Distt Sitamarhi 1 Purbi Champaran 1 Purnea 2 Purnia 3 Radhanagar Dist Supaul 1 Rafiganj Dist Begusarai 1 Rajakharwar Dist Darbhanga 1 Rajgir Bihar 1 Ramgr Dist Bhabhua 1 Ramkishunpur Dist Samastipur 1 Rampur Distsaran 1 Rauna Dist Gaya 1 Raxaul Bihar 1 Riga 1 Rohtas 1 Rohtas Dist Rohtas Bihar 1 Rosera Distt Samastipur 1 Runisaidpurbihar 1 Sagahi Dist Gaya 1 Sagarpur Dist Jehanabad 1 Sahadullapur Dist Vaishali 1 Saharsa 3 Sahdeokhap Dist Gaya 1 Sahsaram Dist Sitamarhi 1 Sakra Dist Muzaffarpur 1 Sakri Saraiya Distt Muzaffarpur 1 Samastipur 3 Saraiya Muzaffarpur 1 Saran 2 Saran Bihar 2 Sarthua Dist Jehanabad 1 Sasamusa 1 Sasaram 1 Sehuka Dist Bhabhua 1 Seohara 1 Shahpurbihar 1 Sheikhpura Bh 1 Sheikhpura Kadim 1 Sheohar Bihar 1 Simari Bakhtiyarpur 1 Simrahi Bazar 1 Sisaura Dist Bhabhua 1 Siswan Chainpur Dist Siwan 1 Sita Mau Mp 1 Sitamarhi 1 Sitamarhi Bihar 4 Siwan 8 Sonbarsa Raj Dist Saharsa 1 Sonepur 1 Sono Dumri Dist Jamui 1 Sonpura Dist Saharsa 1 Sowan Dist Bauxar 1 Sujawalpur Dist Muzaffarpur 1 Sukul Pakar Disteast Champaran 1 Sultanganj Bh 1 Supaul 6 Supauli Bh 1 Suryagarhabihar 1 Tajpur Bihar 1 Tarapur 1 Tek Niwas Dist Saran 1 Titra Dist Siwan 1 Triveniganj Dist Supaul 1 Ukhai Bazar Dist Siwan 1 Usewa Dist Gaya 1 Vaishali 3 Vyapur 1 Wazirganj 1 West Champaran 1

Branch counts reflect IFSC-enabled branches on the RBI NEFT/RTGS network as of Jun 2026. Data sourced from RBI official records.

To browse Bank of India branches in other states, visit the Bank of India IFSC directory. For all bank IFSC codes, use the IFSC Code Lookup homepage. For loan planning, try the free EMI Calculator.

Bank of India IFSC Codes in Bihar — All Cities