IFSC Code for Eru Gujarat — Bank of Baroda

About IFSC Code BARB0ERUXXX — Eru Gujarat, Bank of Baroda

IFSC code BARB0ERUXXX is the official 11-character alphanumeric identifier assigned by the Reserve Bank of India to the Eru Gujarat branch of Bank of Baroda located in Navsari, Gujarat. This code is used exclusively by India's electronic payment networks — NEFT, RTGS, IMPS, and UPI — to route digital fund transfers to the exact bank branch where the recipient's account is held. IFSC codes are not used for cheque clearing or paper-based instruments; those processes use the MICR code printed on cheque leaves. Without the correct IFSC code, no digital transfer to this branch can be processed.

How to Read IFSC Code BARB0ERUXXX

The 11-character code BARB0ERUXXX is structured in three segments the RBI uses to route every NEFT and RTGS transfer: BARB is the bank identifier — a four-letter code that identifies Bank of Baroda in the RBI's settlement network. 0 is the reserved zero at position 5 — always the digit 0 (never the letter O), mandated by the RBI for future use. ERUXXX is the branch identifier — six alphanumeric characters assigned exclusively to the Eru Gujarat branch. No other branch in India carries this exact combination, which is what allows NEFT and RTGS systems to credit funds to one specific branch out of more than 1.6 lakh branches nationwide.

NEFT, RTGS, IMPS, and UPI — When to Use IFSC BARB0ERUXXX

IFSC code BARB0ERUXXX is required every time money moves digitally to or from the Eru Gujarat branch.

• NEFT — Any Amount, Half-Hourly Batches: Settles in half-hourly batches, available 24×7. The sender enters your account number + IFSC BARB0ERUXXX.
• RTGS — Minimum ₹2 Lakh, Real-Time Settlement: Funds arrive in real time. Operates 7:00 AM to 6:00 PM on RBI working days.
• IMPS — Instant Transfers, 24×7 Including Holidays: Settles within seconds. Up to ₹5 lakh per transaction using account number + IFSC.
• UPI Account Linking — One-Time Registration: The app validates IFSC BARB0ERUXXX in the background during account setup.
• Net Banking Beneficiary Registration: Add using account number + IFSC BARB0ERUXXX. Allow 30 min–24 hour cooling period.

IFSC, MICR, and BSR Codes for Eru Gujarat, Bank of Baroda

The Eru Gujarat branch is assigned three distinct RBI codes — each used by a completely separate banking system. These codes cannot be interchanged.

• IFSC BARB0ERUXXX — NEFT, RTGS, IMPS, and UPI account linking.
• MICR 396012508 — Cheque clearing, ECS, NACH, SIP mandates. View MICR code →
• BSR 0201132 — TDS challan deposits, Form 16, Form 26AS. View BSR code →

Step-by-Step: How IFSC BARB0ERUXXX Routes a NEFT Transfer

1. Initiation: Sender enters account number and IFSC BARB0ERUXXX.
2. Validation: Sender's bank validates the IFSC against the RBI NEFT master list.
3. Bank routing: BARB identifies Bank of Baroda as the receiving bank.
4. Branch routing: ERUXXX routes to Eru Gujarat specifically.
5. Settlement: At the next NEFT batch, RBI credits Bank of Baroda who credits the beneficiary account.

Common Mistakes to Avoid with IFSC BARB0ERUXXX

• Using MICR or BSR instead of IFSC — they serve completely different systems and will be rejected.
• Typing letter O instead of digit 0 at position 5 — will fail IFSC validation immediately.
• Using a deactivated IFSC after a bank merger — always verify before large RTGS transfers.
• Using the wrong branch IFSC — funds route to the branch identified, not any branch of the same bank.
• Not accounting for beneficiary cooling period — add beneficiaries at least one business day in advance.

Need this branch's MICR code? View MICR code for Eru Gujarat →

For TDS challan filing use the BSR Code Lookup. Plan loan repayments with our EMI Calculator.