How many Unity Small finance Bank Limited branches are there in Karnataka?

Unity Small finance Bank Limited has 22 branches across 11 cities in Karnataka, all registered on the Reserve Bank of India's NEFT/RTGS network. Select your city from the list above to view all branches with complete address, phone number, IFSC, MICR and BSR codes.

How do I find the nearest Unity Small finance Bank Limited branch in Karnataka?

Select your city from the list above — every city in Karnataka with an active Unity Small finance Bank Limited branch is listed. After selecting your city, you'll see all branches in that location with full addresses. Each branch result page includes a Google Maps directions link that opens navigation instantly on mobile or desktop — no account or app required. You can also call the branch directly using the phone number on the result page to confirm they handle your specific service before visiting.

What is the IFSC code format for Unity Small finance Bank Limited branches in Karnataka?

All Unity Small finance Bank Limited branches in Karnataka share the same 4-character bank code prefix in their IFSC. The 5th character is always the digit 0 (zero, never the letter O). The last 6 characters are unique to each specific branch. No two Unity Small finance Bank Limited branches — in Karnataka or anywhere in India — share the same 11-character IFSC code. You can find the exact IFSC code for any Unity Small finance Bank Limited branch in Karnataka by clicking through to the branch result page from the city listing above. The Unity Small finance Bank Limited IFSC codes in Karnataka are also available in our dedicated IFSC directory.

Does Unity Small finance Bank Limited have branches in smaller towns and rural areas of Karnataka?

Yes. As part of the RBI's financial inclusion mandate, all scheduled commercial banks including Unity Small finance Bank Limited are required to maintain a presence in semi-urban and rural areas. Unity Small finance Bank Limited has branches across all 11 cities and towns listed above in Karnataka. In areas without a full branch, Unity Small finance Bank Limited may also operate Business Correspondents (BCs) — authorised agents who provide basic banking services at the local level. However, BCs do not have independent IFSC codes; they use the parent branch's IFSC for all electronic transactions.

What documents should I carry for KYC at a Unity Small finance Bank Limited branch in Karnataka?

For KYC verification or update at any Unity Small finance Bank Limited branch in Karnataka, carry: (1) Aadhaar card (original + self-attested photocopy) — accepted as both identity and address proof; (2) PAN card (original + photocopy) — mandatory for accounts with annual transactions above ₹50,000; (3) 2 recent passport-size colour photographs; (4) Updated address proof — if your current address differs from your Aadhaar, carry a recent utility bill (electricity, gas or water, not more than 3 months old) or bank statement. These requirements follow RBI's KYC Master Directions applicable to all branches nationwide, including Karnataka.

How do I get the MICR and BSR code for my Unity Small finance Bank Limited branch in Karnataka?

Every Unity Small finance Bank Limited branch result page on BankZop shows the MICR code (9 digits — for cheque clearing and NACH/ECS mandates) and the BSR code (7 digits — for TDS challan deposits and income tax compliance) alongside the IFSC code. Select your city above, click your branch, and all three codes appear on one page with copy-to-clipboard buttons. You can also browse the Unity Small finance Bank Limited MICR code directory for Karnataka and the Unity Small finance Bank Limited BSR code lookup on BankZop.

Unity Small finance Bank Limited Branches in Karnataka — 22 Branches

Q: Can I visit any Unity Small finance Bank Limited branch in Karnataka or only my home branch?

For most standard transactions — cash deposits, cheque deposits, demand drafts, account queries and IFSC/MICR code verification — you can visit any Unity Small finance Bank Limited branch in Karnataka, not just your home branch. However, services like safe deposit locker access, account closure and certain KYC update procedures are typically restricted to your home branch (the branch where your account was originally opened). The branch phone number on BankZop lets you call ahead and confirm before making the trip.

Unity Small finance Bank Limited Branches in Karnataka — City-wise Directory

Unity Small finance Bank Limited operates 22 branches across 11 cities in Karnataka, all registered on the Reserve Bank of India's NEFT and RTGS payment network. BankZop's Unity Small finance Bank Limited branch directory for Karnataka covers every active branch with the full profile — address, pincode, phone number, IFSC code, MICR code, BSR code and a Google Maps directions link.

Select any city above to view all Unity Small finance Bank Limited branches in that location. Each branch result page is independently accessible from Google Search, so you can reach any specific branch page directly from search queries like "Unity Small finance Bank Limited branch Karnataka address" or "Unity Small finance Bank Limited IFSC code Karnataka".

Unity Small finance Bank Limited Branch Timings in Karnataka

All Unity Small finance Bank Limited branches in Karnataka follow standard RBI-prescribed working hours. Branches are open Monday to Friday from 10:00 AM to 4:00 PM, and on the 1st, 3rd and 5th Saturday of each month. All branches remain closed on the 2nd and 4th Saturdays, Sundays, and on RBI-declared bank holidays. Cash counters close around 3:00 PM at most branches — non-cash services continue until 4:00 PM. Digital services including NEFT, RTGS, IMPS and UPI remain available 24×7 even on closed days.

Timings may vary slightly between large urban branches (which sometimes open as early as 9:30 AM) and smaller semi-urban or rural branches in Karnataka. The BankZop branch result page lists the phone number for every branch — call before visiting to confirm hours or service availability for your specific requirement.

What to Carry When Visiting a Unity Small finance Bank Limited Branch in Karnataka

Regardless of which city in Karnataka you visit, the document requirements at any Unity Small finance Bank Limited branch follow RBI's KYC Master Directions:

Identity Proof: Aadhaar card, PAN card, Passport, Voter ID or Driving Licence — original plus self-attested photocopy.
Address Proof: Aadhaar card (if it shows your current address), or a recent utility bill (electricity, gas, water — not more than 3 months old), or a rental agreement.
Passport-size Photographs: 2 to 4 recent colour photographs for account opening, KYC updates or nomination changes.
PAN Card: Mandatory for any cash transaction above ₹50,000 and for all new account openings. PAN-Aadhaar linking is now required by the Income Tax Department for all bank account holders.
Existing Account Documents: Your passbook or debit card for account-related requests. Cheque book if submitting post-dated cheques or for stop-payment requests.

Services Available at Unity Small finance Bank Limited Branches Across Karnataka

Every full-service Unity Small finance Bank Limited branch in Karnataka provides the complete range of banking services. The most commonly visited services include:

Account opening — Savings, current, salary, NRI (NRE/NRO), PPF and minor accounts
Fixed and Recurring Deposits — creation, premature closure, renewal and interest certificates
KYC compliance — Aadhaar seeding, PAN linking, address updates and periodic KYC renewal
Loan services — Home loan, personal loan, vehicle loan, education loan and gold loan applications
Demand Drafts and Pay Orders — for property registration, college admissions, court deposits and visa fees
TDS challan deposits — Challan 280 (self-assessment and advance tax), Challan 281 (TDS deductions) and Challan 282
NEFT/RTGS transfers at the counter — for customers without net banking access
Locker services — allocation, access, key surrender and annual rent payment
Nomination management — adding, changing or cancelling nominees on accounts, FDs and lockers

Banking Codes for Unity Small finance Bank Limited Branches in Karnataka

Every Unity Small finance Bank Limited branch in Karnataka has three unique banking codes. BankZop shows all three on each branch result page:

Unity Small finance Bank Limited IFSC codes in Karnataka (11 characters): Required for NEFT, RTGS and IMPS online transfers, and for linking your Unity Small finance Bank Limited account to UPI apps like PhonePe, Google Pay and BHIM. Each branch has a unique IFSC — use BankZop to find the exact code for your branch.
Unity Small finance Bank Limited MICR codes in Karnataka (9 digits): Printed at the bottom of your cheque leaf. Required for ECS auto-debit mandates, NACH mandate setup for SIP mutual fund investments and loan EMI auto-debit, and CTS cheque clearing.
Unity Small finance Bank Limited BSR codes (7 digits): Used for income tax compliance — TDS challan deposits at any Unity Small finance Bank Limited branch in Karnataka, Form 16 generation and Form 26AS tax credit matching. Find BSR codes via our BSR Code lookup.

Unity Small finance Bank Limited Branches in Karnataka — City-wise Overview

Browse Unity Small finance Bank Limited branches by city in Karnataka. Click any city to see all branches with addresses and codes:

Bangalore 1 Bangalore Urban 1 Bangaluru 3 Bangaluru South 1 Bangaluru Urban 4 Banglore 5 Bengaluru 1 Chitradurga 1 Dharwad 2 Shimoga 1 Uttar Kannada 2

Branch counts reflect active, RBI-registered branches as of Jun 2026. Source: RBI NEFT/RTGS participant records.

To find branches in other states, visit the Unity Small finance Bank Limited branch locator. For other banks, use the Bank Branch Locator homepage. Need to calculate a loan EMI? Try the free EMI Calculator.

Unity Small finance Bank Limited Branches in Karnataka — 22 Branches Across 11 Cities