How many Punjab National Bank branches are there in Kerala?

Punjab National Bank has 241 branches across 159 cities in Kerala, all registered on the Reserve Bank of India's NEFT/RTGS network. Select your city from the list above to view all branches with complete address, phone number, IFSC, MICR and BSR codes.

How do I find the nearest Punjab National Bank branch in Kerala?

Select your city from the list above — every city in Kerala with an active Punjab National Bank branch is listed. After selecting your city, you'll see all branches in that location with full addresses. Each branch result page includes a Google Maps directions link that opens navigation instantly on mobile or desktop — no account or app required. You can also call the branch directly using the phone number on the result page to confirm they handle your specific service before visiting.

What are Punjab National Bank branch timings in Kerala?

Punjab National Bank branches in Kerala follow standard RBI-prescribed working hours: Monday to Friday, 10:00 AM to 4:00 PM, and on the 1st, 3rd and 5th Saturdays of each month. All branches are closed on the 2nd and 4th Saturdays, Sundays, and on public holidays declared by the Reserve Bank of India. Cash counters typically close around 3:00 PM, though non-cash services like KYC submission and document collection continue until 4:00 PM. Branch timings can vary slightly between metro and semi-urban locations within Kerala — always call ahead to confirm.

Can I visit any Punjab National Bank branch in Kerala or only my home branch?

For most standard transactions — cash deposits, cheque deposits, demand drafts, account queries and IFSC/MICR code verification — you can visit any Punjab National Bank branch in Kerala, not just your home branch. However, services like safe deposit locker access, account closure and certain KYC update procedures are typically restricted to your home branch (the branch where your account was originally opened). The branch phone number on BankZop lets you call ahead and confirm before making the trip.

What is the IFSC code format for Punjab National Bank branches in Kerala?

All Punjab National Bank branches in Kerala share the same 4-character bank code prefix in their IFSC. The 5th character is always the digit 0 (zero, never the letter O). The last 6 characters are unique to each specific branch. No two Punjab National Bank branches — in Kerala or anywhere in India — share the same 11-character IFSC code. You can find the exact IFSC code for any Punjab National Bank branch in Kerala by clicking through to the branch result page from the city listing above. The Punjab National Bank IFSC codes in Kerala are also available in our dedicated IFSC directory.

Does Punjab National Bank have branches in smaller towns and rural areas of Kerala?

Yes. As part of the RBI's financial inclusion mandate, all scheduled commercial banks including Punjab National Bank are required to maintain a presence in semi-urban and rural areas. Punjab National Bank has branches across all 159 cities and towns listed above in Kerala. In areas without a full branch, Punjab National Bank may also operate Business Correspondents (BCs) — authorised agents who provide basic banking services at the local level. However, BCs do not have independent IFSC codes; they use the parent branch's IFSC for all electronic transactions.

What documents should I carry for KYC at a Punjab National Bank branch in Kerala?

For KYC verification or update at any Punjab National Bank branch in Kerala, carry: (1) Aadhaar card (original + self-attested photocopy) — accepted as both identity and address proof; (2) PAN card (original + photocopy) — mandatory for accounts with annual transactions above ₹50,000; (3) 2 recent passport-size colour photographs; (4) Updated address proof — if your current address differs from your Aadhaar, carry a recent utility bill (electricity, gas or water, not more than 3 months old) or bank statement. These requirements follow RBI's KYC Master Directions applicable to all branches nationwide, including Kerala.

How do I get the MICR and BSR code for my Punjab National Bank branch in Kerala?

Every Punjab National Bank branch result page on BankZop shows the MICR code (9 digits — for cheque clearing and NACH/ECS mandates) and the BSR code (7 digits — for TDS challan deposits and income tax compliance) alongside the IFSC code. Select your city above, click your branch, and all three codes appear on one page with copy-to-clipboard buttons. You can also browse the Punjab National Bank MICR code directory for Kerala and the Punjab National Bank BSR code lookup on BankZop.

Punjab National Bank Branches in Kerala — 241 Branches Across 159

Punjab National Bank Branches in Kerala — City-wise Directory

Punjab National Bank operates 241 branches across 159 cities in Kerala, all registered on the Reserve Bank of India's NEFT and RTGS payment network. BankZop's Punjab National Bank branch directory for Kerala covers every active branch with the full profile — address, pincode, phone number, IFSC code, MICR code, BSR code and a Google Maps directions link.

Select any city above to view all Punjab National Bank branches in that location. Each branch result page is independently accessible from Google Search, so you can reach any specific branch page directly from search queries like "Punjab National Bank branch Kerala address" or "Punjab National Bank IFSC code Kerala".

Punjab National Bank Branch Timings in Kerala

All Punjab National Bank branches in Kerala follow standard RBI-prescribed working hours. Branches are open Monday to Friday from 10:00 AM to 4:00 PM, and on the 1st, 3rd and 5th Saturday of each month. All branches remain closed on the 2nd and 4th Saturdays, Sundays, and on RBI-declared bank holidays. Cash counters close around 3:00 PM at most branches — non-cash services continue until 4:00 PM. Digital services including NEFT, RTGS, IMPS and UPI remain available 24×7 even on closed days.

Timings may vary slightly between large urban branches (which sometimes open as early as 9:30 AM) and smaller semi-urban or rural branches in Kerala. The BankZop branch result page lists the phone number for every branch — call before visiting to confirm hours or service availability for your specific requirement.

What to Carry When Visiting a Punjab National Bank Branch in Kerala

Regardless of which city in Kerala you visit, the document requirements at any Punjab National Bank branch follow RBI's KYC Master Directions:

Identity Proof: Aadhaar card, PAN card, Passport, Voter ID or Driving Licence — original plus self-attested photocopy.
Address Proof: Aadhaar card (if it shows your current address), or a recent utility bill (electricity, gas, water — not more than 3 months old), or a rental agreement.
Passport-size Photographs: 2 to 4 recent colour photographs for account opening, KYC updates or nomination changes.
PAN Card: Mandatory for any cash transaction above ₹50,000 and for all new account openings. PAN-Aadhaar linking is now required by the Income Tax Department for all bank account holders.
Existing Account Documents: Your passbook or debit card for account-related requests. Cheque book if submitting post-dated cheques or for stop-payment requests.

Services Available at Punjab National Bank Branches Across Kerala

Every full-service Punjab National Bank branch in Kerala provides the complete range of banking services. The most commonly visited services include:

Account opening — Savings, current, salary, NRI (NRE/NRO), PPF and minor accounts
Fixed and Recurring Deposits — creation, premature closure, renewal and interest certificates
KYC compliance — Aadhaar seeding, PAN linking, address updates and periodic KYC renewal
Loan services — Home loan, personal loan, vehicle loan, education loan and gold loan applications
Demand Drafts and Pay Orders — for property registration, college admissions, court deposits and visa fees
TDS challan deposits — Challan 280 (self-assessment and advance tax), Challan 281 (TDS deductions) and Challan 282
NEFT/RTGS transfers at the counter — for customers without net banking access
Locker services — allocation, access, key surrender and annual rent payment
Nomination management — adding, changing or cancelling nominees on accounts, FDs and lockers

Banking Codes for Punjab National Bank Branches in Kerala

Every Punjab National Bank branch in Kerala has three unique banking codes. BankZop shows all three on each branch result page:

Punjab National Bank IFSC codes in Kerala (11 characters): Required for NEFT, RTGS and IMPS online transfers, and for linking your Punjab National Bank account to UPI apps like PhonePe, Google Pay and BHIM. Each branch has a unique IFSC — use BankZop to find the exact code for your branch.
Punjab National Bank MICR codes in Kerala (9 digits): Printed at the bottom of your cheque leaf. Required for ECS auto-debit mandates, NACH mandate setup for SIP mutual fund investments and loan EMI auto-debit, and CTS cheque clearing.
Punjab National Bank BSR codes (7 digits): Used for income tax compliance — TDS challan deposits at any Punjab National Bank branch in Kerala, Form 16 generation and Form 26AS tax credit matching. Find BSR codes via our BSR Code lookup.

Punjab National Bank Branches in Kerala — City-wise Overview

Browse Punjab National Bank branches by city in Kerala. Click any city to see all branches with addresses and codes:

Aikkaranadu South, Kunnathunadu Taluk 1 Alappuzha 1 Alapuzha 1 Allepy 1 Badagara Calicut 1 Bank Road Calicut 1 Beach Road Chavakad 1 Boc Road 1 Bus Station, Mavelikara P O, Kerala State 1 Calicut 6 Cannanore 1 Cannur 1 Chalakudy 1 Chaliyam Po,Kozhikode 1 Chamakkada, Kollam 1 Chambakassery Jn,Palkulangara 1 Chandranagar 1 Changanacherry, Kerala 1 Cherthala 1 Chndroor, Aroor 1 Court Road, Manjeri,Malappuram 1 Court Road, Palakkad 1 Court Road,Palakkad 1 Desa Mangalam Trissur 1 Distt Kozhikode 1 Distt Palakhad 1 Distt Palakkad 2 Distt Tirchur 1 Disttkottayam 1 Eastern Side Of Nh, Oachira 1 Edappal, Distt Mallapuram 1 Edathara, Palakkad 1 Elamakkara 1 Eranhipalam, Calicut 1 Erattupetta 1 Ernakulam 21 Ernakulam South 1 Francis Road Junction 1 Govindapuram,Calicut 1 Guruvayur, Trichur 1 Haripad 1 High Range Junction, Kothamangalam 1 Idukki 1 Iritty 1 Kadambazhipuram 1 Kalikavu,Malappuram 1 Kalpetta,Wayanad 1 Kanjirappally 1 Kannur 3 Kannur Road, Kuthuparamba Kannur Distt 1 Karunagappally Kerala 1 Karupadanna 1 Kasag 1 Kasaragod 1 Kasargode 1 Kavasseri,Palakkad 1 Keecheripadi, Bye Pass Road,Muvattupuzha 1 Kerala 2 Kerala State 1 Kerela 1 Kerlala 1 Kilimanoor 1 Kochi 1 Kochukavala Rd,Vaikom,Kottayam 1 Kollam 4 Koothattukulam 1 Kottacherry Main Road, Kanhangad 1 Kottakkkal,Malappuram 1 Kottayam 6 Kottiyam 1 Koyilandy 1 Kozhencherry Distt Pathanamthitta 1 Kozhikode 5 Kunnamangalam 1 Kuttiadi 1 Logans Road, Thalassery 1 Main Road Kothanalloor 1 Main Road Vengara 1 Maladi 1 Malappuram 4 Malapuram 3 Mankave 1 Market Road, Ernakulam 1 Mavoor 1 Mc Road Tiruvilla Kerala 1 Mc Road, Chengannur A 1 Medcoll Junction,Calicut 1 Meppadi 1 Mini Bye Pass Road, Govindpuram 1 Mini Bye Pass Road, Govindpuram Calicut 1 Mukkam 1 Mundur 1 N H Bye Pass, Vennala, Kochi 1 Nadakave 1 Nadapuram,Kozhikkode 1 Near Collectorate, Pathanamthitta 1 Near Meenchandra Bus Stop, Calicut 1 Nh Road, Kanjikode West 1 Nh, Angamaly 1 Nilambur,Malappuram 1 North Parur, Ernakulam 1 Opp Police Station, Main Road 1 Ottapalam 1 Palace Road,Aluva 1 Palace Road,Trichur 1 Palakkad 12 Pallikkara 1 Pallippuram, Pattambi, Palakkad 1 Pannagattri, Palakkad 1 Parappanangadi, Kerala 1 Parumala Junction, Mannar 1 Pathanamthitta 3 Pazhayannur Thrissur 1 Perinthalmanna 1 Perumbavoor, Ernakulam 1 Piravom Ernakulam 1 Pm Arcade Malapuram 1 Po Kaloor, Distt Ernakulam 1 Po Kumaranellur Ottupara 1 Po Perambra 1 Po Peringode, Palakkad 1 Pollachi Road, Kollengode 1 Ponnani, Malapuram 1 Poovathoor 1 Pudukad, Thrissur 1 Pulamon Po Kottarakara 1 Puthupally Lane, Medical College 1 Sahodaran Ayyappan Road,Vytila 1 Shoranur 1 Sulthan Bathery 1 Sushil Towers, First Floor, Bank Road, Kannur 1 T K Road, Dist Pathanamthitta 1 Taliparamba 1 Thana,Irinjalakkuda 1 Thiruvananthapuram 4 Thiruvananthapuram Kerla 1 Thodupuzha 1 Thrikkanapuram Kerala 1 Thrissur 8 Tirur 1 Tirur Road, Kuttipuram 1 Tiruvananthapuram 2 Trichur 3 Trichur Dist 1 Trichykerala 1 Tripunithura 1 Trissur 1 Trissur Dist 1 Trivandrum 11 Trivandrum Kerala 1 Uppalam Road 1 Vaikkom Muhammad Basheer, Calicut Sm Street 1 Varkala Kollam 1 Velimikku 1 Via Koduvayoor, Kakkayur,Palakkad 1 Vizhinjam Street, Vizhinjam 1 Wandoor 1 Wayanad 1 Wynad Dist, Mananthavady 1

Branch counts reflect active, RBI-registered branches as of Jun 2026. Source: RBI NEFT/RTGS participant records.

To find branches in other states, visit the Punjab National Bank branch locator. For other banks, use the Bank Branch Locator homepage. Need to calculate a loan EMI? Try the free EMI Calculator.

Punjab National Bank Branches in Kerala — 241 Branches Across 159 Cities