IDBI Branches in Ratnagiri, Maharashtra — 90 Branches with Address & Codes

IDBI Branches in Ratnagiri, Maharashtra

IDBI has 90 branches in Ratnagiri, Maharashtra, all active and registered on the Reserve Bank of India's NEFT/RTGS participant network. Every branch result page on BankZop shows the complete branch profile — street address with pincode, phone number, IFSC code, MICR code, BSR code and a one-click Google Maps directions link.

Select any branch card above to view full details. The IFSC and MICR codes shown in the preview are copy-to-clipboard enabled on the result page — one tap and they're ready to paste into any banking form, net banking beneficiary screen or NACH mandate without risk of transcription errors.

IDBI Branch Timings in Ratnagiri

All IDBI branches in Ratnagiri follow standard RBI-prescribed banking hours: Monday to Friday, 10:00 AM to 4:00 PM. Branches also open on the 1st, 3rd and 5th Saturday of each month with the same hours. The 2nd and 4th Saturdays and all Sundays are closed across the entire IDBI network, including Ratnagiri.

Cash counters typically close around 3:00 PM, but non-cash services continue until 4:00 PM. Bank staff take staggered lunch breaks — branches do not close at midday. On days when branches in Ratnagiri are closed, all digital services remain available: ATMs operate 24×7, and NEFT, RTGS, IMPS and UPI transfers process without interruption through the NPCI network.

What Each Branch Result Page Shows

Clicking any IDBI branch above opens a dedicated result page that displays everything you need in one place:

• Full Branch Address: Street address, locality, city, district, state and pincode — formatted as it appears in RBI's NEFT master records. Safe to copy directly into bank transfer forms and applications.
• Phone Number: Branch landline where available. Use this to confirm service availability, timings or appointment requirements before visiting.
• IFSC Code (11 characters): For NEFT, RTGS and IMPS online transfers, and for registering your IDBI account on UPI apps like PhonePe, Google Pay and BHIM.
• MICR Code (9 digits): For CTS cheque clearing, ECS auto-debit mandates and NACH setup for SIP investments and loan EMI auto-debit.
• BSR Code (7 digits): For TDS challan deposits (Challan 280, 281, 282), Form 16 generation and Form 26AS income tax credit matching.
• Google Maps Directions: A direct link that opens Google Maps pre-filled with the branch's verified address. Works on mobile and desktop — no account required.

How to Choose the Right IDBI Branch in Ratnagiri

If IDBI has multiple branches in Ratnagiri, here is how to pick the right one for your need:

• For your home branch services (account closure, locker, certain KYC): You must visit the branch where your account was originally opened. Check your passbook cover page — the branch name is printed there.
• For general services (cash deposit, DD, cheque deposit, IFSC queries): Any IDBI branch in Ratnagiri works. Choose the one closest to your home or office using the Google Maps link on each branch result page.
• For home loans: Visit the branch nearest to the property or the one where you hold your salary account — both options are valid starting points. Large branches in commercial areas often have dedicated loan desks.
• For TDS challan payment: Any IDBI branch in Ratnagiri accepts TDS challans. Carry the completed challan form and the payment amount in cash or cheque. The branch's BSR code (shown on BankZop) is what you fill in the challan form.

Banking Codes for IDBI Ratnagiri Branches

Each IDBI branch in Ratnagiri has its own unique IFSC, MICR and BSR code. You can browse all codes together by branch via the cards above, or use dedicated lookups:

• IDBI IFSC codes — Ratnagiri: Find the 11-character IFSC for any IDBI branch in Ratnagiri for NEFT, RTGS and UPI transfers.
• IDBI MICR codes — Ratnagiri: 9-digit codes for cheque clearing and NACH/ECS mandate setup for all branches in Ratnagiri.
• IDBI BSR code lookup: 7-digit codes for TDS challan deposits and income tax compliance.

For other cities in Maharashtra, go back to the IDBI branch directory for Maharashtra. For other states, visit the IDBI branch locator. To calculate a loan EMI, use our free EMI Calculator.