IDBI Branches in Kerala — 244 Branches Across 21 Cities

IDBI Branches in Kerala — City-wise Directory

IDBI operates 244 branches across 21 cities in Kerala, all registered on the Reserve Bank of India's NEFT and RTGS payment network. BankZop's IDBI branch directory for Kerala covers every active branch with the full profile — address, pincode, phone number, IFSC code, MICR code, BSR code and a Google Maps directions link.

Select any city above to view all IDBI branches in that location. Each branch result page is independently accessible from Google Search, so you can reach any specific branch page directly from search queries like "IDBI branch Kerala address" or "IDBI IFSC code Kerala".

IDBI Branch Timings in Kerala

All IDBI branches in Kerala follow standard RBI-prescribed working hours. Branches are open Monday to Friday from 10:00 AM to 4:00 PM, and on the 1st, 3rd and 5th Saturday of each month. All branches remain closed on the 2nd and 4th Saturdays, Sundays, and on RBI-declared bank holidays. Cash counters close around 3:00 PM at most branches — non-cash services continue until 4:00 PM. Digital services including NEFT, RTGS, IMPS and UPI remain available 24×7 even on closed days.

Timings may vary slightly between large urban branches (which sometimes open as early as 9:30 AM) and smaller semi-urban or rural branches in Kerala. The BankZop branch result page lists the phone number for every branch — call before visiting to confirm hours or service availability for your specific requirement.

What to Carry When Visiting a IDBI Branch in Kerala

Regardless of which city in Kerala you visit, the document requirements at any IDBI branch follow RBI's KYC Master Directions:

• Identity Proof: Aadhaar card, PAN card, Passport, Voter ID or Driving Licence — original plus self-attested photocopy.
• Address Proof: Aadhaar card (if it shows your current address), or a recent utility bill (electricity, gas, water — not more than 3 months old), or a rental agreement.
• Passport-size Photographs: 2 to 4 recent colour photographs for account opening, KYC updates or nomination changes.
• PAN Card: Mandatory for any cash transaction above ₹50,000 and for all new account openings. PAN-Aadhaar linking is now required by the Income Tax Department for all bank account holders.
• Existing Account Documents: Your passbook or debit card for account-related requests. Cheque book if submitting post-dated cheques or for stop-payment requests.

Services Available at IDBI Branches Across Kerala

Every full-service IDBI branch in Kerala provides the complete range of banking services. The most commonly visited services include:

• Account opening — Savings, current, salary, NRI (NRE/NRO), PPF and minor accounts
• Fixed and Recurring Deposits — creation, premature closure, renewal and interest certificates
• KYC compliance — Aadhaar seeding, PAN linking, address updates and periodic KYC renewal
• Loan services — Home loan, personal loan, vehicle loan, education loan and gold loan applications
• Demand Drafts and Pay Orders — for property registration, college admissions, court deposits and visa fees
• TDS challan deposits — Challan 280 (self-assessment and advance tax), Challan 281 (TDS deductions) and Challan 282
• NEFT/RTGS transfers at the counter — for customers without net banking access
• Locker services — allocation, access, key surrender and annual rent payment
• Nomination management — adding, changing or cancelling nominees on accounts, FDs and lockers

Banking Codes for IDBI Branches in Kerala

Every IDBI branch in Kerala has three unique banking codes. BankZop shows all three on each branch result page:

• IDBI IFSC codes in Kerala (11 characters): Required for NEFT, RTGS and IMPS online transfers, and for linking your IDBI account to UPI apps like PhonePe, Google Pay and BHIM. Each branch has a unique IFSC — use BankZop to find the exact code for your branch.
• IDBI MICR codes in Kerala (9 digits): Printed at the bottom of your cheque leaf. Required for ECS auto-debit mandates, NACH mandate setup for SIP mutual fund investments and loan EMI auto-debit, and CTS cheque clearing.
• IDBI BSR codes (7 digits): Used for income tax compliance — TDS challan deposits at any IDBI branch in Kerala, Form 16 generation and Form 26AS tax credit matching. Find BSR codes via our BSR Code lookup.

IDBI Branches in Kerala — City-wise Overview

Browse IDBI branches by city in Kerala. Click any city to see all branches with addresses and codes:

Branch counts reflect active, RBI-registered branches as of Jun 2026. Source: RBI NEFT/RTGS participant records.

To find branches in other states, visit the IDBI branch locator. For other banks, use the Bank Branch Locator homepage. Need to calculate a loan EMI? Try the free EMI Calculator.