Esaf Small Finance Bank Branches in Kottayam, Kerala

Q: How many Esaf Small Finance Bank branches are there in Kottayam?

Esaf Small Finance Bank has 15 branches in Kottayam, Kerala, all registered on the Reserve Bank of India's NEFT/RTGS network. Each branch has a unique IFSC code, MICR code and BSR code. Click any branch above to view its complete details — address, phone number, all three codes and a Google Maps directions link.

Q: What are Esaf Small Finance Bank branch timings in Kottayam?

Esaf Small Finance Bank branches in Kottayam operate Monday to Friday from 10:00 AM to 4:00 PM, and on the 1st, 3rd and 5th Saturdays of each month. All branches are closed on the 2nd and 4th Saturdays, Sundays, and on RBI-declared bank holidays. Cash counters close around 3:00 PM — non-cash services like KYC submissions and document collection continue until 4:00 PM. Branches do not close during lunch. Call the branch directly using the phone number on the BankZop result page to confirm hours before your visit.

Q: How do I find the IFSC code for a Esaf Small Finance Bank branch in Kottayam?

Click any branch from the list above to open its result page — the full 11-character IFSC code is shown with a one-click Copy button. The IFSC code is also printed on the first page of your Esaf Small Finance Bank passbook, on your cheque leaf, and in your net banking account details section. You can also browse the Esaf Small Finance Bank IFSC codes in Kottayam directory for a direct listing.

Q: How do I get directions to a Esaf Small Finance Bank branch in Kottayam?

Every Esaf Small Finance Bank branch result page on BankZop includes a "Get Directions" button that opens Google Maps pre-filled with the branch's RBI-verified address. On mobile, it launches the Maps app with turn-by-turn navigation. On desktop, it opens Google Maps in the browser. No Google account, API key or app download required. Simply click the branch name above and tap the directions button on the result page.

Q: Can I visit any Esaf Small Finance Bank branch in Kottayam for my transactions?

For most transactions, yes — you can walk into any Esaf Small Finance Bank branch in Kottayam regardless of which branch your account belongs to. Services available at any branch include: cash deposits into your own account, demand draft requests, cheque deposits, IFSC/MICR code queries, and general banking queries. However, some services like safe deposit locker access, account closure and certain KYC procedures must be done at your home branch — the branch where your account was originally opened. When unsure, call the branch using the phone number on BankZop before visiting.

Q: Which Esaf Small Finance Bank branch in Kottayam should I visit for a home loan?

Most full-service Esaf Small Finance Bank branches in Kottayam have a dedicated loans counter that handles home loan enquiries and application intake. However, loan sanction, processing and disbursement are handled by either your nearest Esaf Small Finance Bank Home Loan Centre or the branch where you hold your primary salary account. For faster processing, visit the Esaf Small Finance Bank branch closest to the property you intend to purchase — local branches are often more familiar with property registrar requirements and legal norms specific to Kottayam. Use the BankZop branch list above to find the address and phone number for any Esaf Small Finance Bank branch in Kottayam, and call ahead to confirm loan services before visiting.

Q: What documents do I need for a new account opening at a Esaf Small Finance Bank branch in Kottayam?

To open a savings or current account at any Esaf Small Finance Bank branch in Kottayam, carry: Identity proof — Aadhaar card, PAN card, Passport, Voter ID or Driving Licence (original + self-attested copy)Address proof — Aadhaar (if it shows your current Kottayam address), or a recent utility bill or rental agreement not older than 3 months2–4 passport-size colour photographsInitial deposit amount — in cash or a cheque; minimum balance varies by account typePAN card — mandatory for all new account openings per RBI KYC guidelines

Q: Does Esaf Small Finance Bank have ATMs near its Kottayam branches?

Most Esaf Small Finance Bank branches in Kottayam have an ATM on the premises or within close proximity. Esaf Small Finance Bank ATMs are accessible 24×7 including on bank holidays, weekends and closed Saturdays. For cash withdrawals, balance enquiries and mini-statements outside branch hours, use the ATM adjacent to any of the branches listed above. You can also search "Esaf Small Finance Bank ATM near me" in Google Maps for the closest ATM to your current location in Kottayam.

Esaf Small Finance Bank Branches in Kottayam, Kerala — 15 Branches with Address & Codes

All 15 Esaf Small Finance Bank branches in Kottayam — complete address, phone number, IFSC, MICR & BSR codes and Google Maps directions. Select your branch below.

Updated Jun 2026 Kottayam, Kerala RBI Official Data Live Data

Esaf Small Finance Bank has 15 branches in Kottayam, Kerala, all active and registered on the Reserve Bank of India's NEFT/RTGS participant network. Every branch result page on BankZop shows the complete branch profile — street address with pincode, phone number, IFSC code, MICR code, BSR code and a one-click Google Maps directions link.

Select any branch card above to view full details. The IFSC and MICR codes shown in the preview are copy-to-clipboard enabled on the result page — one tap and they're ready to paste into any banking form, net banking beneficiary screen or NACH mandate without risk of transcription errors.

Esaf Small Finance Bank Branch Timings in Kottayam

All Esaf Small Finance Bank branches in Kottayam follow standard RBI-prescribed banking hours: Monday to Friday, 10:00 AM to 4:00 PM. Branches also open on the 1st, 3rd and 5th Saturday of each month with the same hours. The 2nd and 4th Saturdays and all Sundays are closed across the entire Esaf Small Finance Bank network, including Kottayam.

Cash counters typically close around 3:00 PM, but non-cash services continue until 4:00 PM. Bank staff take staggered lunch breaks — branches do not close at midday. On days when branches in Kottayam are closed, all digital services remain available: ATMs operate 24×7, and NEFT, RTGS, IMPS and UPI transfers process without interruption through the NPCI network.

What Each Branch Result Page Shows

Clicking any Esaf Small Finance Bank branch above opens a dedicated result page that displays everything you need in one place:

Full Branch Address: Street address, locality, city, district, state and pincode — formatted as it appears in RBI's NEFT master records. Safe to copy directly into bank transfer forms and applications.
Phone Number: Branch landline where available. Use this to confirm service availability, timings or appointment requirements before visiting.
IFSC Code (11 characters): For NEFT, RTGS and IMPS online transfers, and for registering your Esaf Small Finance Bank account on UPI apps like PhonePe, Google Pay and BHIM.
MICR Code (9 digits): For CTS cheque clearing, ECS auto-debit mandates and NACH setup for SIP investments and loan EMI auto-debit.
BSR Code (7 digits): For TDS challan deposits (Challan 280, 281, 282), Form 16 generation and Form 26AS income tax credit matching.
Google Maps Directions: A direct link that opens Google Maps pre-filled with the branch's verified address. Works on mobile and desktop — no account required.

How to Choose the Right Esaf Small Finance Bank Branch in Kottayam

If Esaf Small Finance Bank has multiple branches in Kottayam, here is how to pick the right one for your need:

For your home branch services (account closure, locker, certain KYC): You must visit the branch where your account was originally opened. Check your passbook cover page — the branch name is printed there.
For general services (cash deposit, DD, cheque deposit, IFSC queries): Any Esaf Small Finance Bank branch in Kottayam works. Choose the one closest to your home or office using the Google Maps link on each branch result page.
For home loans: Visit the branch nearest to the property or the one where you hold your salary account — both options are valid starting points. Large branches in commercial areas often have dedicated loan desks.
For TDS challan payment: Any Esaf Small Finance Bank branch in Kottayam accepts TDS challans. Carry the completed challan form and the payment amount in cash or cheque. The branch's BSR code (shown on BankZop) is what you fill in the challan form.

Banking Codes for Esaf Small Finance Bank Kottayam Branches

Each Esaf Small Finance Bank branch in Kottayam has its own unique IFSC, MICR and BSR code. You can browse all codes together by branch via the cards above, or use dedicated lookups:

Esaf Small Finance Bank IFSC codes — Kottayam: Find the 11-character IFSC for any Esaf Small Finance Bank branch in Kottayam for NEFT, RTGS and UPI transfers.
Esaf Small Finance Bank MICR codes — Kottayam: 9-digit codes for cheque clearing and NACH/ECS mandate setup for all branches in Kottayam.
Esaf Small Finance Bank BSR code lookup: 7-digit codes for TDS challan deposits and income tax compliance.

For other cities in Kerala, go back to the Esaf Small Finance Bank branch directory for Kerala. For other states, visit the Esaf Small Finance Bank branch locator. To calculate a loan EMI, use our free EMI Calculator.

Frequently Asked Questions — Esaf Small Finance Bank Branches in Kottayam

How many Esaf Small Finance Bank branches are there in Kottayam?

What are Esaf Small Finance Bank branch timings in Kottayam?

How do I find the IFSC code for a Esaf Small Finance Bank branch in Kottayam?

How do I get directions to a Esaf Small Finance Bank branch in Kottayam?

Can I visit any Esaf Small Finance Bank branch in Kottayam for my transactions?

Which Esaf Small Finance Bank branch in Kottayam should I visit for a home loan?

What documents do I need for a new account opening at a Esaf Small Finance Bank branch in Kottayam?

Does Esaf Small Finance Bank have ATMs near its Kottayam branches?